Felizarda Virgínia Tuziane


Status: Paying Back

$375.00   Loan Amount
75% repaid

About the Entrepreneur

Name: Felizarda Virgínia Tuziane
Location: Catembe, Maputo, Mozambique
Activity: General Store

About the Loan

Loan Amount: $375.00
Loan Use: Purchasing more chickens to be sold
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 17, 2008
Date Disbursed: Nov 19, 2008
Date Funded:Dec 17, 2008

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:24.2850 MZN = 1 USD



Felizarda Tuziane is from Maputo, 36 years old, married and the mother of 4 children between the ages of 6 and 16. The oldest is 16 years old and is in the 7th grade, the second oldest is 12 and is in 5th grade, the third is 8 and in 4th grade and the youngest is 6 and in 2nd grade. She supports her children and her husband.


Felizarda was in school until the 6th grade when she interrupted her studies as she didn’t have the means to continue. Her work is to sell chickens, which she does herself with the help of her children. She learnt her trade 7 years ago from her mother who was also a trader in the same area. She has a monthly income of 3000,00 MZN and manager to save 1500,00 MZN.


This is Felizarda’s first loan from HLUVUKU and Kiva and she learnt about HLUVUKU from Dona Elisa who is already our client. With this loan, she intends to increase the number of chickens so she can meet demand and consequently increase her revenue.


Felizarda’s challenges are to expand her business, placing her product in more strategic locations and in the future to achieve her dream of owning a grocery store.



Translated from Portuguese by Ines Teles, Kiva Volunteer


Felizarda Tuziane e natural de Maputo, tem 36 anos de idade, e casada maritalmente, e mãe de 04 filhos com idades compreendidas entre 16 a 06 anos, o mais velho tem 16 anos e frequenta a 7ª classe, o segundo tem 12 anos e frequenta a 5ª classe, o terceiro tem 08 anos e frequenta a 4ª classe e o ultimo com 06 anos frequenta a 2ª classe. Basicamente sustenta os seus filhos e o seu marido.

Felizarda estudou ate 6ª classe interrompeu os estudos por falta de condições para continuar, o seu trabalho e de venda de frangos o qual faz pessoalmente com ajuda dos seus filhos. Aprendeu a fazer o negocio a 07 anos atrás com a sua mãe que também e comerciante na mesma área, tem como rendimento 3000,00 e consegue poupar 1500,00 ate ao final do mês.

Felizarda pede empréstimo na HLUVUKU e no KIVAS pela primeira vez, conheceu a HLUVUKU através a partir da dona Elisa que já e nossa cliente.Com o empréstimo pretende aumentar a quantidade de frangos para dar resposta a demanda e consequentemente aumentar os seus rendimentos.

Felizarda tem como desafios expandir o seu negócio colocando o seu produto em mais pontos estratégicos, e futuramente realizar o sonho de ter uma mercearia.

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Journal entries for Felizarda Virgínia Tuziane


Loan has been disbursed
 
Entrepreneur: Felizarda Virgínia Tuziane
Location: Catembe, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Felizarda Virgínia Tuziane by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Catembe, Maputo, Mozambique
Dec 18, 2008
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Kiva Help Repayment Schedule for Felizarda Virgínia Tuziane

  Expected Repayments Actual Repayments Comments
February 2009 $16.48 $16.48 Repayment Received
March 2009 $17.22 $17.22 Repayment Received
April 2009 $18.00 $18.00 Repayment Received
May 2009 $18.82 $18.82 Repayment Received
June 2009 $19.67 $19.66 Repayment Received
July 2009 $20.56 $20.56 Repayment Received
August 2009 $21.48 $21.48 Repayment Received
September 2009 $22.46 $22.47 Repayment Received
October 2009 $23.47 $23.47 Repayment Received
November 2009 $24.53 $42.51 Repayment Received
December 2009 $25.64 $62.24 Repayment Received
January 2010 $26.80 Available Jan 1 Repayment Received
February 2010 $28.01 Available Feb 1  
March 2010 $29.28 Available Mar 1  
April 2010 $30.60 Available Apr 1  
May 2010 $31.98 Available May 1