Teofila


Status: Paid Back

$325.00   Loan Request
$325.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Teofila
Location: Tarma, Peru
Activity: Grocery Store

About the Loan

Loan Amount: $325.00
Loan Use: To increase the merchandise offered in her store
Repayment Term: 11 months - View details below
Lenders Repaid: At end of term
Currency Exchange Loss: Covered
Date Listed: Dec 3, 2008
Date Disbursed: Nov 12, 2008
Date Funded:Dec 12, 2008
Loan Ended:Sep 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0917 PEN = 1 USD



Teofila is 48 years old and lives with her fiancé and her 24-year-old daughter who helps her with her business. Since she was very young she has worked on a farm and she later began to raise cattle. Three years ago she decided to open a small grocery store and her neighbors are her customers. Unfortunately, she does not have enough money to fully stock her store. She really enjoys buying and selling products and being in direct contact with people, so she has decided to have others look after her cattle so that she can devote herself fully to the store. This is a good decision because the store is more profitable and less tiring than farming and cattle raising. But, the problem is that she does not have sufficient merchandise for her business. This is her second loan from Microfinanzas PRISMA, and she has not had a problem in repaying the first. With this loan she will increase her supply of basic foodstuffs and in this way will keep her store well-stocked.

Translated from Spanish by Kris Vickery, Kiva Volunteer


Teofila tiene 48 años, es conviviente con su segundo compromiso, vive con su hija de 24 años que es soltera y le ayuda a sus labores. Desde muy niña ha estada en la actividad de la chacra, y después se dedicó a pastear su ganado. Hace 3 años decidió abrir una bodeguita, sus vecinos son los clientes que consumen sus productos, pero por falta de dinero no está muy surtida su tienda. Esta actividad de comprar y vender productos y estar en contar en contacto directo con la gente a ella le agrada mucho, por ello ha decidido hacer pastar sus carneros con pastores, y se dedica a su negocio, ya que también lo ve muy rentable y menos cansado que la agricultura y el pastar carneros, su dificultad es que no tiene suficiente mercadería para surtir su negocio. Este es su segundo préstamo con MFP, no ha tenido dificultad de pago. Con todo el dinero que solicita va a incrementar los productos de primera necesidad y de ese modo poder tener muy bien surtida su bodega.

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Lenders to this entrepreneur

CS Management
Cincinnati State College, OH
United States

Amy
Wall, NJ
United States

David
Belair, South Australia
Australia

Marse
Tacoma, WA
United States

Graeme
Orlando, FL
United States

Scott
New York, NY
United States

Anonymous
Little Rock, AR
United States



Top Lending Teams for this entrepreneur


Lockwood DMM
Businesses
4 Members

Journal entries for Teofila


Loan has been disbursed
 
Entrepreneur: Teofila
Location: Tarma, Peru

Thank you for your loan. It has been disbursed to Teofila by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 8 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Tarma, Peru
Dec 13, 2008
Comment on this entry

Abasteció su tienda y mejoró sus cultivos
 
Entrepreneur: Teofila
Location: Tarma, Peru

Teófila esta muy agradecida, por el crédito que se le facilitó, ya que con el pudo incrementar su bodega, y el otro tanto compró fertilizantes y pesticidas para derrotar a los gusanos que siempre afectan a sus sembríos, con la compra de estos fertilizantes a abonado los cultivos de papa, y fumigó su chacra, notando que sus papas están muy limpias, sin nada de gusanos, entonces por primera vez tendrá la oportunidad de llevarlas al mercado y venderlas. Por todos estos logros Teofila esta muy feliz, y a la vez muy agradecida con todas las personas que han hecho posible este cambio, y hacer que ella pueda obtener más ganancias, con las cuales comprará nuevas semillas para su próxima siembra, sin olvidar a su tiendita la cual siempre esta bien surtida.


Posted by Rozana Guevara Centeno from Tarma, Peru
Apr 1, 2009
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Kiva Help Repayment Schedule for Teofila

  Expected Repayments Actual Repayments Comments
July 2009 $0.00 $292.50  
October 2009 $325.00 $32.50 Repayment Received