Mrs. Yom Vov Village Bank Group
Status: Paid Back
| $2,050.00 | Loan Request | |
|---|---|---|
| $2,050.00 | Paid Back |
About the Group
| Group Name: | Mrs. Yom Vov Village Bank Group |
|---|---|
| Group Members: |
Yom Vov Eurt Pech Chim Loy Chou Lonh Sokmuoy Ham Searn Surn Pok Nai Sat Nov Khom Voy Yeng Van Chanreth Shum Yoen Yem Bee Sao Lun Chak Phan Phai Leang Sai Soun |
| Location: | Peak Reang Village, Cambodia |
| Activity: | Pigs |
About the Loan
| Loan Amount: | $2,050.00 |
|---|---|
| Loan Use: | To purchase pig food. |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Nov 22, 2008 |
| Date Disbursed: | Oct 23, 2008 |
| Date Funded: | Dec 15, 2008 |
| Loan Ended: | Nov 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | AMK (Angkor Microfinance Kampuchea) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 21 months |
| Kiva Entrepreneurs: | 18052 |
| Total Loans: | $3,071,150 |
| Delinquency Rate: | N/A - see note |
| Default Rate: | 0.00% (see note) |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Cambodia |
|---|---|
| Avg Annual Income: | $2,600.00 |
| Currency: | Cambodia Riels (KHR) |
| Exchange Rate: | 4,116.9500 KHR = 1 USD |
Mrs. An Rotana who is a group guarantor is also presented in the picture with the group members. This is a village bank loan consisting of mainly end-of-term (EOT) loans. Three members have EOT loans and are not required to pay any principal on their loans until the very end of the loan term. The rest have monthly payment loans. EOT loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. They allow loan recipients to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Mrs. Yom Vov Village Bank Group
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Loan has been disbursed
Location: Peak Reang Village, Cambodia
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Posted by
from Peak Reang Village, Cambodia
Dec 16, 2008 |
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Comment on this entry
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Repayment Schedule for Mrs. Yom Vov Village Bank Group
Repayment Schedule for Mrs. Yom Vov Village Bank Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| February 2009 | $341.66 | $327.86 |  Repayment Received
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| March 2009 | $170.83 | $163.93 | Repayment Received
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| April 2009 | $170.83 | $165.15 | Repayment Received
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| May 2009 | $170.83 | $167.59 | Repayment Received
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| June 2009 | $170.83 | $165.14 | Repayment Received
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| July 2009 | $170.83 | $165.15 | Repayment Received
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| August 2009 | $170.83 | $336.40 | Repayment Received
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| September 2009 | $170.83 | $0.00 | Repayment Received
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| October 2009 | $170.83 | $168.81 | Repayment Received
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| November 2009 | $170.83 | $194.43 | Repayment Received
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| December 2009 | $170.87 | $195.54 | Repayment Received
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