Rubina M.afzal Group
Status: Paying Back - Delinquent
| $825.00 | Loan Amount |
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About the Group
| Group Name: | Rubina M.afzal Group |
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| Group Members: |
Rubina M.Afzal Razia M.Ashiq Khalida bibi Akhtar Masih Zareena Shaheen M.Azim |
| Location: | Arifwala, Pakistan |
| Activity: | Grocery Store |
About the Loan
| Loan Amount: | $825.00 |
|---|---|
| Loan Use: | To buy groceries for the grocery shop |
| Repayment Term: | 13 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Nov 23, 2008 |
| Date Disbursed: | Nov 26, 2008 |
| Date Funded: | Dec 13, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Asasah, a partner of Save the Children |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 27 months |
| Kiva Entrepreneurs: | 9322 |
| Total Loans: | $2,113,125 |
| Delinquency Rate: | 57.47% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Pakistan |
|---|---|
| Avg Annual Income: | $3,004.00 |
| Currency: | Pakistan Rupees (PKR) |
| Exchange Rate: | 80.8100 PKR = 1 USD |
Rubina baji started sewing clothes as a business 5 years ago. Then she started making her own, self-designed, clothes to sell in the cloth market. Her husband runs a grocery shop in the community. Everyone comes to him to buy groceries. Rubina baji and her husband have a good reputation in the community and in nearby towns. She is applying for a loan so she can buy groceries to help expand her husband’s grocery shop.
She is joined in her loan group by a few more members. Razia baji wants a loan to buy groceries for her grocery shop. Khalida baji wants a loan to buy a donkey cart for loading. Zareena baji wants a loan to buy wood to resell.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Rubina M.afzal Group
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Loan has been disbursed
Location: Arifwala, Pakistan
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Posted by
from Arifwala, Pakistan
Dec 14, 2008 |
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Comment on this entry
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Repayment Schedule for Rubina M.afzal Group
Repayment Schedule for Rubina M.afzal Group
| Expected Repayments | Actual Repayments | Comments | |||
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| February 2009 | $35.87 | $37.54 |  Repayment Received
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| March 2009 | $71.74 | $75.10 | Repayment Received
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| April 2009 | $71.74 | $75.10 | Repayment Received
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| May 2009 | $71.74 | $75.10 | Repayment Received
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| June 2009 | $107.61 | $142.68 | Repayment Received
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| July 2009 | $71.74 | $7.51 | Repayment Received
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| August 2009 | $71.74 | $75.10 |  Delinquent
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| September 2009 | $71.74 | $0.00 | Delinquent
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| October 2009 | $71.74 | $0.00 | Delinquent
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| November 2009 | $107.61 | $0.00 | Delinquent
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| December 2009 | $71.73 | Available Dec 1 | |||
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