Margarita

Margarita is 59 years old and is a widow. She has 5 children who now support themselves. She has her own home, equipped with basic services. She sells corn once it has been processed and also has a car that she uses to transport people. This gives her income during the week. On the weekend she sells food. She has 12 years of experience in these areas, and they have been a good source of income for her single family. There is a lot of competition in the activities she is involved in, but thanks to her experience she has been able to capture a lot of the market and therefore has high demand. This credit will be used to repair her car, because it was in an accident. Since the car is a principal source of income for Margarita, it is important that she repair it. Margarita has had 8 loans with excellent payment history. She has worked with other financial institutions where she also had a good credit history.

Translated from Spanish by Giovanna Masci, Kiva Volunteer

MARGARITA CUENTA CON 59 AÑOS DE EDAD, ACTUALMENTE VIUDA, CON 5 HIJOS INDEPENDIENTES LA MISMA QUE CUENTA CON VIVIENDA PROPIA DOTADA DE SERVICIOS BASICOS. ELLA SE DEDICA AL COMERCIO DE ARROZ EN CHALA PARA COMERCIALIZARLO PROCESADO Y CUENTA CON UNA VAGONETA QUE SE DEDICA AL TRANSPORTE DE PASAJEROS QUE LE GENERA RENTA DIARIA Y LOS FINES DE SEMANA SE DEDICA A LA VENTA DE COMIDAS, CUENTA CON 12 AÑOS DEEXPERIENCIA EN EL RUBRO, SIENDO LA ACTIVIDAD UNIFAMILIAR. DICHAS ACTIVIDADES TIENEN COMPETENCIA EN LA ZONA SIN EMBARGO SU EXPERIENCIA Y CONSOLIDACION EN EL MERCADO HACEN QUE TENGAN BASTANTE DEMANDA. EL CREDITO TIENE COMO DESTINO LA REPARACION DE SU VAGONETA YA QUE LA MISMA SUFRIO UN CHOQUE YA QUE LA MISMA ES UNA SUS PRINCIPALES HERRAMIENTAS DE TRABAJO Y FUENTES DE INGRESOS. LA CLIENTE CUENTA CON 8 CREDITOS EN LA INSTITUCION CON EXCELENTE COMPORTAMIENTO DE PAGOS Y TAMBIEN TIENE EXPERIENCIA EN OTRAS INSTITUICONES FINANCIERAS DONDE TAMBIEN CUENTA CON BUEN HISTORIAL CREDITICIO.

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