Rosa


Status: Paid Back

$975.00   Loan Request
$975.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Rosa
Location: Tarma, Peru
Activity: Agriculture

About the Loan

Loan Amount: $975.00
Loan Use: Purchase insecticides and pesticides for her crop
Repayment Term: 10 months - View details below
Lenders Repaid: At end of term
Currency Exchange Loss: Covered
Date Listed: Dec 1, 2008
Date Disbursed: Oct 21, 2008
Date Funded:Dec 10, 2008
Loan Ended:Jul 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0917 PEN = 1 USD



Sonia is 43 years old, lives with her husband, had 4 children, and now they live with one of them. Her parents where farmers, and now that she has her husband she also farms. Mostly they dedicate themselves to cultivating peas. First they plant potatoes and fertilize well that land, after which on that same small plot of land they plant peas in large quantities, with the aim to make the most of the fertilizer of their small farm. Plating peas is more profitable for them because it’s a smaller investment, and for that reason they like plating that crop. What is most difficult is purchasing fertilizer, because they go with a fixed amount of money and it is not enough. This is Sonia’s 7th loan with MFP, and she has been punctual with her payments. With this loan she will buy 8 sacks of “temex” a product that will help counteract the potato pest, which costs 245 PEN per sack. With the rest of the money, she will also buy pesticides for their pea leaves, which will cost 1,200.00 PEN.

Translated from Spanish by Mariela Cedeno, Kiva Volunteer


Sonia tiene 43 años, es conviviente con su esposo, tuvo cuatro hijos, de los cuales ahora viven con uno de ellos. Es de padres agricultores, ahora que tiene su esposo también realiza la misma actividad, se dedican a sembrar arvejas en mayor cantidad. Primero siembra papas y abona bien esas tierras, en seguida, en esa misma chacra siembra en grandes cantidades de arvejas, con la finalidad de aprovechar el abonado de la chacra. Sembrar arvejas le es más rentable, porque nos dice que es menos la inversión, por ello le gusta sembrar ese producto, lo más dificultoso es el alza de los fertilizantes, porque van con una determinada cantidad de dinero y no les alcanza. Este es préstamo Nº 7 con MFP, tiempo en el cual ha sido puntual en sus pagos. Con el dinero comprará 8 sacos de “temex” producto que sirva para contrarrestar la gusanera de la papa, producto que cuesta cada uno S/.245, con el resto del dinero, comprará también pesticidas para las hojas de sus arvejas, lo que le costará S/.1,200.00, solo en pesticidas.

Subscribe

Lenders to this entrepreneur

Brian
Napa, CA
United States

nicholas
Toronto, Ontario
Canada

Andreas & Knut (Germany)
Köln,
Germany

Congregational Church
Waterville, Maine
United States

Eric
Montreal, Quebec
Canada

Bernadette
Sunnyvale, CA
United States

SouthFairmontRotary
Fairmont, WV
United States

Anonymous

Matias
Berlin,
Germany

julie
Houston, TX
United States

Adam
Carrollton, TX
United States

Nicole
South Ogden, UT
United States

Anonymous
Norcross, GA
United States

Claes
Kolsås, Norway
Norway

M`Lynn
Traverse City, MI
United States

Tom
Dubuque, Iowa
United States

Alessandro
Padova,
Italy

lenchi and margo
BOISE, ID
United States

Matthew
Bellevue, WA
United States

Giuseppe
Misterbianco, Catania
Italy

Tim & sandy
austin, TX
United States

Bryan
Gainesville, FL
United States

Ms. Brescher
Alameda, CA
United States

justine
portsmouth, NH
United States

Arlette
Fennange, Luxembourg
Luxembourg

Todd
Johnston, IA
United States

David
San Francisco, CA
United States

Marnie
Fenton, MI
United States

Helen
Lynwood, Western Australia
Australia

Michael
Etna, NH
United States



Top Lending Teams for this entrepreneur


Kiva Team Germany
Local Area
527 Members

Team Weinman
Businesses
24 Members

Journal entries for Rosa


Loan has been disbursed
 
Entrepreneur: Rosa
Location: Tarma, Peru

Thank you for your loan. It has been disbursed to Rosa by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 7 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Tarma, Peru
Dec 11, 2008
Comment on this entry

Aumenta su producción.
 
Entrepreneur: Rosa
Location: Tarma, Peru

Rosa esta muy contenta por el préstamo que le dieron invirtiéndolo en la compra de productos químicos para erradicar los gusanos en los cultivos de papas gracias a ello logró tener buenas cosechas de papas y de buen tamaño adquiriendo mejores ganancias que la anterior cosecha, ganando S/. 55.00 soles por saco y las papas medianas las remato de S/.35.00 a 30.00 soles.

Ahora piensa invertir nuevamente en sus cultivos de este tubérculo. Rosa expresa que si siempre la papa le diera esa ganancia, los agricultores serían recompensados por el trabajo que realizan. Agradece a MFP por ser posible el préstamo ayudando a concretar sus objetivos y poder ayudarlo a conseguir el bienestar de su familia.


Posted by Rozana Guevara Centeno from Tarma, Peru
Aug 25, 2009
Comment on this entry

Kiva Help Repayment Schedule for Rosa

  Expected Repayments Actual Repayments Comments
August 2009 $975.00 $975.00 Repayment Received