Banco Comunal Baloncito Group

The communal bank, Baloncito, is composed of 15 people. The majority of the clients work in the sale of clothing, cosmetics, fruits and food.
- Marita Añez Hurtado is the leader of this lending bank. Ms Marita has her own home and lives with her husband and three children. She sells food and her husband is a public transportation worker in the center of the city.
- Rosmery Hurtado Ruiz is the secretary of this lending bank. She sells tableware and household utensils. She lives in a single-family home. She is a single mother and has a son. Her work provides her with her only means of subsistence. Her goal is to obtain a stand and increase her revenue.
- Juana Rosa Ruiz Dragan is the treasurer of the lending bank. Currently she lives in the La Guardia, Santa Cruz locality in a small rented home. She is a cosmetics (avon, yambal, etc.) salesperson. She lives with her husband. He has worked as a mason for 5 years.
As a group, their dream is to gain self-mobility so as to improve their quality of life.

Translated from Spanish by Marco Alves, Kiva Volunteer

El banco comunal Baloncito está compuesto por 15 personas, la mayoría de los clientes se dedican al comercio de ropa, cosméticos, fruta y venta de comida.
Marita Añez Hurtado.- es la líder del banco de emprendimiento, la Sra. Marita tiene casa propia, vive con su esposo y sus tres hijos, se dedica a la actividad de la venta de comida y su esposo se dedica al servicio de transporte público en el centro de la ciudad.
Rosmery Hurtado Ruiz- es la secretaria del banco de emprendimiento, ella se dedica a la venta de vajillas y utensilios del hogar, labor que realiza de manera ambulante, vive en una casa familiar tiene un hijo y es madre soltera, por lo que su trabajo representa su único medio de subsistencia.
Su objetivo es colocar con el tiempo una tienda de barrio, para así aumentar sus ingresos
Juana Rosa Ruiz Dragan.- La Sra. Juana es Tesorera del banco de emprendimiento, actualmente vive en la localidad de La Guardia, Santa Cruz, en una pequeña casa en alquiler, se dedica a la actividad de promotora de cosméticos (avon, yambal, etc.).
Vive con su esposo y su hijo, su esposo se dedica a la actividad de albañilería desde hace 5 años.
El sueño de ambos es llegar a contar con una movilidad propia para así de esa manera mejorar su calidad de vida.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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