Joseph Ekow Gaison
Status: Paid Back
| $225.00 | Loan Request | |
|---|---|---|
| $225.00 | Paid Back |
About the Entrepreneur
| Name: | Joseph Ekow Gaison |
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| Location: | Siwdo, Ghana |
| Activity: | Electrical Goods |
About the Loan
| Loan Amount: | $225.00 |
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| Loan Use: | His loan will be used to buy more hardware and electrical products for resale to his ever increasing costumers. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Nov 16, 2008 |
| Date Disbursed: | Nov 10, 2008 |
| Date Funded: | Nov 16, 2008 |
| Loan Ended: | Jul 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2427 |
| Total Loans: | $1,054,875 |
| Delinquency Rate: | 55.72% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.1889 GHS = 1 USD |
Joseph Ekow Gaison sells hardware and electrical products at Kormantse near Cape Coast. Joseph Ekow has received a junior high education. He is married and has 3 children. His wife is a trader. Joseph Ekow has been selling hardware and electrical products since 2004. He is responsible for paying utility bills and school fees. His loan will be used to buy more hardware and electrical products for resale to his ever increasing customer base. He hopes to use the new profits from his business to plough back into the growing business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Joseph Ekow Gaison
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Loan has been disbursed
Location: Siwdo, Ghana
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Posted by
from Siwdo, Ghana
Nov 17, 2008 |
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Comment on this entry
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Repayment Schedule for Joseph Ekow Gaison
Repayment Schedule for Joseph Ekow Gaison
| Expected Repayments | Actual Repayments | Comments | |||
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| March 2009 | $37.50 | $37.50 |  Repayment Received
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| April 2009 | $37.50 | $37.50 | Repayment Received
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| May 2009 | $37.50 | $37.50 | Repayment Received
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| June 2009 | $37.50 | $37.50 | Repayment Received
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| July 2009 | $37.50 | $37.50 | Repayment Received
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| August 2009 | $37.50 | $37.50 | Repayment Received
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