Johnson Adjei Kuvedzi

Johnson Adjei Kuvedzi is a 38-year-old married man. He and his wife have two kids, both of whom are currently in school. Johnson is a dealer of plumbing materials and food stuffs; to illustrate, he sells maize, which he receives from local farming communities. Notably, he has been in this line of business for 6 years and, over that course of time, he has developed a loyal customer base.

He buys his supplies at wholesale prices and he then sells such supplies to his customers at retail prices. Now, he is seeking a loan to increase his stock of plumbing materials, including pipes and sinks. In turn, he hopes that he will generate greater income in order to expand his shop.

Johnson is a member of the group known as "Bamali Sha Allah" (without God, you can do nothing) Trust Group. In this group, members guarantee each others' loans as social collateral to ensure that their respective loans are promptly repaid. His picture was taken at one of their group meetings.

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