Reynaldo Arauz Tinoco

Reynaldo lives in the Hialia IV neighborhood located in Managua. He is 29 years old and married to a sales woman who helps with the household bills. They have two children together of ages 11 and 8, both who are in school and help their father with his business. Currently, Reynaldo makes a living by running his small business that sells whole grains, tortillas, and beans. He started this business more than a year ago with the proceeds from the sale of his farm enabling him to buy a small house in the capital and establish his business. He strives to see his business grow so that he can afford home improvements. Consequently, he works with the loans that AFODENIC has given him by investing in the purchase of merchandise that will increase his sales. For this reason, he is requesting a loan of 12,0000 C for a period of 12 months in order to acquire more capital for his work, especially in these last months when the demand for his products is high.

Translated from Spanish by Brittany Thatcher, Kiva Volunteer

El señor Reynaldo habita en el barrio Hialia IV, barrio que se ubica en la capital Managua, tiene 29 años de edad, se encuentra casado, donde su esposa es comerciante y le apoya con los gastos de la casa, juntos tienen dos hijos uno de 11 y 8 años de edad, ambos están estudiando y le ayudan a sus padres en el negocio. Actualmente el señor Reynaldo se dedica a la administración de su pequeño negocio, donde vende granos básicos, tortillas, frijoles, negocio que lo inicio hace mas de un año, para el poder iniciar esta actividad tuvo que vender una finca, donde pudo comprar una pequeña casa en la capital y luego logro establecer su negocio en su casa, el anhela ver mas grande este negocio y así mismo poder mejorar las instalaciones de su casa; por tanto el trabaja con créditos que AFODENIC le ha facilitado, para invertir en la comprar de mercadería y poder incrementar sus ventas, por tal motivo actualmente esta solicitando C$ 12,000.00 aun plazo de 12 meses, para adquirir mas capital de trabajo, sobre todo en estos últimos meses que la demanda es buena.

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