310400028 Group

El Bancomunal Santa Lucia is located in Huancavelica, in the district of Yauli, Ambato. In this area, you can find an abundance of pine trees, eucalyptus trees and quinua plants. The region identifies itself with the stone frog, qampato, and its myths and stories. Since its foundation, the area has been very welcoming, despite being a small town. The main activity of the town is cattle farming. Here, you can find cows, horses and sheep living in open spaces suitable for the breeding of such animals. Farmers plant crops in tracts and grow a natural form of a native potato species. Women involved in businesses knit and weave socks, chullos (a type of hat), caps, shawls, etc.

Isidora Quispe is married and has 8 children. She is a weaver and buys and sells cloth. The most difficult challenge she has faced is when her land was taken over. The people who took her land threw rocks at her and she was hit many times and became sick. Her life changed. With FINCA Peru, she learned solidarity, to become a saver and be punctual in her payments. She is grateful to FINCA because they lent her 400 nuevos soles without difficulty and trusted her. For this reason, they elected her to be President of the village bank. She purchases merchandise and brings it to other places to barter, exchanging meat for cloth. Isidora's dream is to have enough food to eat everyday and have more livestock, mostly cows and sheep.

Sabina Boza is married with three children who are 3 months, 6 years old and 12 years old. She has a business, working as a weaver of alpaca wool. Sabina makes caps, shawls and socks. Now she buys more wool for the orders she receives from small businesses in her town. In the village bank, she feels like she is with family. She likes the bank because they concern themselves about how she is doing. She follows the rules closely, has learned how to save and has many friends. Her dream is to have her own store, full of merchandise.

Sonia Castillo is married and has 3 children who are 5, 9 and 12 years old. She crochets and knits, making pompom decorations for belts and skirts. She has learned how to save and be a participatory leader. She loves the bank very much. She is going to invest the loan that FINCA gave her in the purchase of more bundles of wool. She plans to make 30 pompoms a day and 900 per month. Her dream is to buy sewing machines and two mending machines. She will work until her dream comes true.

Translated from Spanish by Priya Bapat, Kiva Volunteer

El Bancomunal Santa Lucia esta ubicado en Huancavelica, en el distrito de Yauli, comunidad de Ambato en este lugar se encuentran abundantes árboles de Pino, de Eucalipto y plantas de quinua, se caracteriza con el sapo de piedra (qampato) con sus mitos y cuentos, desde su fundación es una zona muy acogedora a pesar de ser un pequeño pueblo. Las actividades principales de la comunidad son la ganadería, aquí encontramos vacas, caballos, ovejas existe una zona amplia para la crianza de estos animales, en la agricultura se siembra en parcelas, se produce en forma natural la papa nativa, en el comercio las mujeres se dedican a tejer medias, chullos, gorros, chalinas, etc.n nIsidora Quispe, esta casada, tiene 8 hijos, se dedica a tejer, compra y vende tejidos ya hechos. Las mayor dificultad que ella ha pasado es que se apropiaron de su terreno y esas personas la apedrearon sufriendo muchos golpes y cayendo enferma. Su vida cambio, en FINCA Perú aprendió a hacer solidaria, ahorradora, puntual en sus pagos, agradece a FINCA por que le prestaron con facilidad 400 nuevos soles y confiaron en ella, por eso la eligieron Presidenta de su bancomunal. Ella se dedica a comprar mercadería y llevar a otros lugares para hacer trueque, ella da carne por tejidos. El sueño de Isidora es que no le falte comida para cada día, y tener mas ganado ente vaca y ovinosnnSabina Boza, esta casada con tres hijos de 3 meses, 6 años y 12 años. Su negocio es ser tejedora con lana de alpaca, Sabina hace gorros chalinas, medias, ahora compra mas lanas para pedidos que le realizan las empresas pequeñas de su pueblo. En su bancomunal se siente en familia, le gusta por que se preocupan por que le vaya bien, ella es muy cumplidora de los reglamentos, ha aprendido ahorrar, tiene muchas amigas. Su sueño es tener su propia tienda llena de mercadería nnSonia Castillo, esta casada, tiene 3 hijos de 5, 9 y 12 años, se dedica a tejer a crochet y a palito, realiza pompones para fajas, fustanes. Ha aprendido a ahorrar, a ser líder participativa quiere muchísimo a su bancomunal. El préstamo que le hizo FINCA lo va invertir en comprar más lanas por fardo, realiza al día 30 pompones y al mes 900 pompones. Su sueño es comprar maquinas de coser y 2 remalladoras y para eso trabajará mucho hasta lograrlo.n


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In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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