Futuro Presente Group

Hello! We are members of the Futuro Presente (Present Future) group. We are all women and get along well. We are hard-working women with the desire for self-improvement. We are neighbors and have many years of experience doing what we do. Our group is comprised of the following members: Doris Flores: “I am the coordinator of the group. I sell clothing, purchasing bundles of American apparel. I have been in the business for 4 years. At this time, I need to purchase several bundles of clothing because sales are excellent during the Christmas season.” Maria Medina is an elderly woman who makes and sells tortillas. At this time, she needs to purchase seasonal fruits like grapes, apples and bananas because they are good products to sell during the last months of the year. Francisca Ruiz is a woman who has been selling tortillas for several years. She needs the loan in order to repair her workplace, and remodel the wood burning stove and griddles on which she prepares the tortillas. “We all need a loan in order to help move our businesses forward.”

Translated from Spanish by Elizabeth Casian, Kiva Volunteer

hola nosotras somos el grupo Futuro Presente todas somos mujeres nos llevamos muy bien, somos muy luchadoras y tenemos muchas ganas de superanos, somos vecinas cercanas y tenemos mucha experiencia en lo que hacemos, nuestro grupo se integra de esta manera:nDoris Flores: soy la coordinadora del grupo me dedico a la venta de ropa, compro fardos de ropa americana, tengo 4 años de dedicarme a esta actividad, en estos momentos necesito comprar varios fardos de ropa ya que esta temporada es muy buena y las ventas son excelentes por la navidad.nMaria Medina: ella es una señora de la tercera edad, ella se dedica a la produccion y venta de tortillas, en estos momentos ella necesita comprar frutas de la temporada como ser uvas, manzanas y bananos ya que son buena venta para estos ultimos meses del año,.nFrancisca Ruiz: ella es una señora que vende tortillas desde hace varios años, ella necesita el credito para arreglar su lugar de trabajo, remodelar el fogon y las planchas donde prepara las tortillas.ntodas necesitamos un credito para sacar adelante nuestros negocios.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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