Avancemos Juntas Group

Teresa Arias is illiterate and lives in a very small house, she is father and mother to her three daughters, 15, 28, and 20 years old who study in the technological institute. All her life she has woven stockings and shawls, but due to an accident she had hearding sheep when she fell from a hill and broke her arm, she could not continue weaving and her business did not go well, and she needed the money so her daughters could study. With the support of FINCA Peru she got a loan and with the help of her promoter she moved ahead. She likes FINCA Peru because she finds much happiness with the promoters and partners. She has learned to save money and to have faith in others. It is her dream that her daughters become professionals and graduate. Teresa will invest the loan in buying more merchandise such as wool and offer work to her neighbor weaving stockings and shawls.

Lucila Meneses is married with three children, 2 months, 6 and 8 years old. She lives in her mother's house. Lucila sells gasoline and bus transportation between Huancavelica and Yauli and around the village. With her loans and savings she bought a second-hand bus which was on sale. Lucila is an old partner of Finca. Her problem is that her mother had a facial paralysis and almost passed away but her savings helped her. She got a loan of 500 nuevos soles from Finca Peru. The money will be invested in buying back tires and a jack for her bus. It is her dream to buy her own house and therefore she is saving money.

Rebeca Taipe is married with four children, 6, 9, 11, and 12 years old, all in school with no major difficulty. She started this new business with a loan of 200 nuevos soles from Finca Peru selling wool garments and wool shirts. She learned to save money and prepared to become a good woman helping her sisters-in-law who are on their own. The money will be invested in buying more wool products in Huncayo. Her dream is to purchase a sewing machine and more looms, and to have a store selling synthetic and natural wool,

Translated from Spanish by Lene Struck Christensen, Kiva Volunteer

Teresa Arias, ella es analfabeta vive en una casa muy pequeña, es Padre y Madre para sus tres hijas de 15, 28 y 20 años, que estudian en el tecnológico. Ha pasado su vida tejiendo medias y chalinas, Su mayor dificultad es un accidente que tuvo pasteando sus cabras, se cayo del cerro y se rompió el brazo por lo cual no pudo continuar tejiendo, su negocio bajo y ella necesita el dinero para que sus hijas estudien.
Con el apoyo de FINCA Peru logró conseguir un préstamo y con la ayuda de su promotora salió adelante, le gusta FINCA Peru por que encuentra mucha a alegría en las promotoras y socias, ha aprendido ahorrar y confiar en otros. Su sueño es lograr que sus hijas sean profesionales y que saquen su titulo. Teresa va invertir el préstamo en comprar más mercadería como lanas y darle trabajo a su vecina para que teja medias y chalinas

Lucila Meneses, es casada con tres hijos pequeños de 2 meses, 6 y 8 años, vive en casa de su madre. Lucila tiene negocio de venta de gasolina y trasporte de ómnibus entre Huancavelica y Yauli y alrededor de su pueblo, con sus prestamos y ahorros compro un ómnibus de segunda que estaba en oferta, Lucila es socia antigua de Finca.
Los problemas que ella enfrenta son que su mamá le dió parálisis facial y estuvo a punto de morir y con sus ahorros pudo ayudarla.
Ella obtuvo un préstamo de 500 nuevos soles de Finca Perú va invertir su dinero comprando llantas traseras y gata para su trasporte.
Su sueño es comprar su casa propia y para ello esta ahorrando.

Rebeca Taipe, es casada con cuatro hijos de 6, 9, 11, 12, todos estudiando en el colegio, gracias a Dios no tiene mayores dificultades. Empezó este nuevo negocio con el préstamo de 200 nuevos soles de Finca Perú de venta de lanas y cahuas de lanas, donde aprendí ahorrar, me capacitaron, ahora soy mujer de bien, apoyo a mis cuñadas que se han quedado solas. Va invertir su dinero comprando más lanas de Huncayo. Su sueño es comprar una remalladota, y mas telares, tener una tienda de lanas, sintética y naturales.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more