Mamlakat Dindorova


Status: Paying Back

$1,075.00   Loan Amount
71% repaid

About the Entrepreneur

Name: Mamlakat Dindorova
Location: Gissar, Tajikistan
Activity: Retail

About the Loan

Loan Amount: $1,075.00
Loan Use: Buying seasonal fabric
Repayment Term: 16 months - View details below
Lenders Repaid: Irregularly
Currency Exchange Loss: Covered
Date Listed: Nov 13, 2008
Date Disbursed: Nov 30, 2008
Date Funded:Nov 19, 2008

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4015 TJS = 1 USD



Mamlakat Dindorova was born in 1973, is married, and has one child. She began her business in 2005 when she started selling women’s clothes. She trades in the central market in Gisara. She is a woman, and understanding different fabrics comes easily to her. She has many customers, both from the general public as well as from professional sewing shops. Her inventory includes chiffon, silk, rayon, etc.

Mamlakat buys her goods in the wholesale market. This autumn, she needs money in order to increase the assortment and quantity of the goods she sells. To do this, she wants to take out a loan for 3,600 somoni.



Translated from Russian by Melissa Kniazeva, Kiva Volunteer


Диндорова Мамлакат 1973 года рождения, она замужем и у нее один ребенок. Свою предпринимательскую деятельность она начала в 2005 году, с продажи женской одежды. Она торгует на центральном рынке Гисара. Так как она сама женщина и разбирается очень хорошо в тканях ей легко. У нее много клиентов, как обычные покупатели, так и швейные цеха. В его ассортименте имеются такие ткани как шифон, шелк, штапель и т.д.
Свой товар Мамлакат закупает в оптовых рынках. В момент осеннего сезона ей необходимы дополнительные средства для увеличения ассортимента и количество продаваемого товара. Для этого она хочет получить займ в сумме 3600 сомони.

Subscribe

Lenders to this entrepreneur

Julia
fairfax, VA
United States

Kiva B4B
Spring House, PA
United States

Anonymous
Burnaby, BC
Canada

Anonymous
Ashdod,

Mary
North Adelaide, South Australia
Australia

John & Yolande
Ottawa,
Canada

Josh
SAINT LOUIS, MO
United States

Peter
Cumberland, RI
United States

Natalia
Chesterfield, MO
United States

McLeod
Knoxville, TN
United States

rebecca m
Coronado, CA
United States

Bruce
Huntington Beach, CA
United States

Tom
Fordingbridge,
United Kingdom

John
EAST POINT, GA
United States

Tarzan
Jackson, WY
United States

Mouton
Chicago, IL
United States

Anonymous
Berkeley, CA
United States

Anonymous
Kronberg,
Germany

Suzanne
Bainbridge Island, WA
United States

Mike
Kirkland, WA
United States

Frank in Atlanta
Lawrenceville, GA
United States

Robbie Honerkamp
Tucker, GA
United States

Maureen
Olympia, WA
United States

Brian & Heather
New York, NY
United States

Mike
Albany, CA
United States

Anonymous

Pam
Las Vegas, NV
United States

Sandra
Boise, ID
United States

for Krista
Winter Haven, FL
United States

Christal
New York, NY
United States

Greg
Bellevue, WA
United States

Andy
Tempe, New South Wales
Australia

RaShondra
Kansas City, MO
United States

MexicoMK
Colorado
United States



Top Lending Teams for this entrepreneur


NYC
Local Area
30 Members

Fabric Of Life
Businesses
8 Members

KivaB4B
Businesses
0 Members

Team USA
Local Area
867 Members

Journal entries for Mamlakat Dindorova


Loan has been disbursed
 
Entrepreneur: Mamlakat Dindorova
Location: Gissar, Tajikistan

Thank you for your loan. It has been disbursed to Mamlakat Dindorova by MLF MicroInvest, a partner of ACDI/VOCA in Tajikistan. We are excited to watch this business grow. Over the next months, MLF MicroInvest, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Gissar, Tajikistan
Nov 30, 2008
Comment on this entry

Journal Update
 
Entrepreneur: Mamlakat Dindorova
Location: Gissar, Tajikistan

Thank you for supporting an entrepreneur in Tajikistan.

I'm excited to be writing you as the Kiva Fellow in northern Tajikistan. For the last few months, I have been working with Kiva's Field Partner, MLF MicroInvest visiting many Kiva entrepreneurs.

As you may know, all entrepreneur profiles on Kiva's website are posted by local Field Partners (microfinance institutions) like MicroInvest, which are organizations which lend to those without easy access to credit for purposes of sustaining or growing their businesses. In my time here I have had the opportunity to get to know MicroInvest's staff and its clients. Its ultimate mission is to enable its borrowers to achieve self-sufficiency through the development of their businesses.

But from what I have seen in my time here, MicroInvest's work isn't just about issuing loans. They also create a long-lasting, collaborative relationship with each client to address their financial needs and improve the household's standard of living.

One such relationship is with Oishahon who sells vegetables and herbs in the Isfara market. I met with her recently and she talked at length about her business. For the season she is stocking garlic, fennel, various teas, and hot peppers. The winter is a fairly slow time for green grocers and most of her business comes during the spring months.

We spent some time talking about her past career as a teacher of Tajik literature. She, like many others here, spoke fondly of Rudaki who was a poet in ancient Persia some 1,000 years ago. She also discussed her past career as a teacher of Tajik literature. She abandoned her teaching career back in 1991 when Tajikistan became independent from the USSR and salaries fell significantly. There are many other former teachers, doctors or factory workers here who have moved on to a business of their own as a means of sustaining themselves.

With customers hovering around her stand, I excused myself so she could conduct her business. She expressed her thanks to Kiva lenders and says her loan has allowed her to sustain her business through the lean winter months.

With over $1.3 million in loans to Kiva clients, MicroInvest serves many others like Oishahon throughout the country. From Kiva, MicroInvest and its borrowers, we thank you for supporting our work. To see support additional borrowers, please check:

http://www.kiva.org/app.php?page=businesses&partner_id=101&status=fundRaising&sortBy=New+to+Old&_te=mj


Posted by Jenny Boyd, Kiva Staff, from San Francisco, United States
Feb 5, 2009
Comments (62)

Kiva Help Repayment Schedule for Mamlakat Dindorova

  Expected Repayments Actual Repayments Comments
February 2009 $76.78 $76.78 Repayment Received
March 2009 $76.78 $76.78 Repayment Received
May 2009 $153.56 $153.56 Repayment Received
June 2009 $76.78 $76.78 Repayment Received
July 2009 $76.78 $76.78 Repayment Received
August 2009 $76.78 $76.78 Repayment Received
September 2009 $76.78 $76.78 Repayment Received
October 2009 $76.78 $76.78 Repayment Received
November 2009 $76.78 $76.78 Repayment Received
December 2009 $76.78 Available Dec 1  
January 2010 $76.78 Available Jan 1  
February 2010 $76.78 Available Feb 1  
March 2010 $76.86 Available Mar 1