Malohat Alieva


Status: Paid Back

$600.00   Loan Request
$600.00   Paid Back

About the Entrepreneur

Name: Malohat Alieva
Location: Gissar, Tajikistan
Activity: Retail

About the Loan

Loan Amount: $600.00
Loan Use: Purchase of children's footwear
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Oct 31, 2008
Date Disbursed: Nov 14, 2008
Date Funded:Oct 31, 2008
Loan Ended:Apr 15, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4017 TJS = 1 USD



Malohat Alieva was born in 1972. She began her business selling women's clothing and has 10 years experience as an entrepreneur. She sells her goods at the Muboriz Gisarski district central market. She carries a wide variety of men's and children's clothing, from underwear to outerwear for babies and for school age children, as well as men's underwear, jumpers, socks, children's shoes, and children's underwear. Malohat dreams of increasing her turnover and making a big profit. She hopes to renew her stock and purchase clothing and footwear for the upcoming season. She buys her stock from the Korvon wholesale market. With the help of Kiva, Malohat hopes to take out a loan in the amount of 2000 somoni, in order to stock up on children's footwear.


Translated from Russian by Josh Machleder, Kiva Volunteer


Алиева Малохат, 1972 года рождения. Начала свой бизнес с продажи женской одежды. У нее 10 лет опыта в предпринимательской деятельности. Она торгует на центральном рынке Гисарского района. У нее широкий ассортимент мужской и детской одежды, начиная с комплектов нижнего белья до одежды младенца и детей до школьного возраста. Это комплект мужского нижнего белья, джемпера, носки, детская обувь белье и т.д.. У Малохат есть мечта, увеличить товарооборот и получать большую прибыль Она хочет обновить свой товар и закупить сезонную одежду и обувь. Покупает свой товар на оптовом рынке Корвон.
Малохат хочет получить с помощью программы Кива займ в сумме 2000 сомони чтоб закупить детскую обувь.

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Journal entries for Malohat Alieva


Loan has been disbursed
 
Entrepreneur: Malohat Alieva
Location: Gissar, Tajikistan

Thank you for your loan. It has been disbursed to Malohat Alieva by MLF MicroInvest, a partner of ACDI/VOCA in Tajikistan. We are excited to watch this business grow. Over the next 4 months, MLF MicroInvest, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Gissar, Tajikistan
Nov 15, 2008
Comment on this entry

Journal Update
 
Entrepreneur: Malohat Alieva
Location: Gissar, Tajikistan

Thank you for supporting an entrepreneur in Tajikistan.

I'm excited to be writing you as the Kiva Fellow in northern Tajikistan. For the last few months, I have been working with Kiva's Field Partner, MLF MicroInvest visiting many Kiva entrepreneurs.

As you may know, all entrepreneur profiles on Kiva's website are posted by local Field Partners (microfinance institutions) like MicroInvest, which are organizations which lend to those without easy access to credit for purposes of sustaining or growing their businesses. In my time here I have had the opportunity to get to know MicroInvest's staff and its clients. Its ultimate mission is to enable its borrowers to achieve self-sufficiency through the development of their businesses.

But from what I have seen in my time here, MicroInvest's work isn't just about issuing loans. They also create a long-lasting, collaborative relationship with each client to address their financial needs and improve the household's standard of living.

One such relationship is with Oishahon who sells vegetables and herbs in the Isfara market. I met with her recently and she talked at length about her business. For the season she is stocking garlic, fennel, various teas, and hot peppers. The winter is a fairly slow time for green grocers and most of her business comes during the spring months.

We spent some time talking about her past career as a teacher of Tajik literature. She, like many others here, spoke fondly of Rudaki who was a poet in ancient Persia some 1,000 years ago. She also discussed her past career as a teacher of Tajik literature. She abandoned her teaching career back in 1991 when Tajikistan became independent from the USSR and salaries fell significantly. There are many other former teachers, doctors or factory workers here who have moved on to a business of their own as a means of sustaining themselves.

With customers hovering around her stand, I excused myself so she could conduct her business. She expressed her thanks to Kiva lenders and says her loan has allowed her to sustain her business through the lean winter months.

With over $1.3 million in loans to Kiva clients, MicroInvest serves many others like Oishahon throughout the country. From Kiva, MicroInvest and its borrowers, we thank you for supporting our work. To see support additional borrowers, please check:

http://www.kiva.org/app.php?page=businesses&partner_id=101&status=fundRaising&sortBy=New+to+Old&_te=mj


Posted by Jenny Boyd, Kiva Staff, from San Francisco, United States
Feb 5, 2009
Comments (62)

Kiva Help Repayment Schedule for Malohat Alieva

  Expected Repayments Actual Repayments Comments
February 2009 $150.00 $150.00 Repayment Received
March 2009 $150.00 $150.00 Repayment Received
April 2009 $150.00 $150.00 Repayment Received
May 2009 $150.00 $150.00 Repayment Received