Maritza Dalila Catacora Mirabal


Status: Paid Back

$400.00   Loan Request
$400.00   Paid Back

About the Entrepreneur

Name: Maritza Dalila Catacora Mirabal
Location: Ilave, El Collao - Puno, Peru
Activity: Retail

About the Loan

Loan Amount: $400.00
Loan Use: To buy cheeses wholesale.
Repayment Term: 5 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 11, 2008
Date Disbursed: Nov 26, 2008
Date Funded:Nov 12, 2008
Loan Ended:Mar 18, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0868 PEN = 1 USD



Maritza is 47 years of age, is married and is the mother of 3 children, all of them older (with families). She finished her secondary education, works at the hospital in Ilave and lives at Jr. Pumacahua Nº 184 – Puno.

Since a year ago she has been a member of the “San Miguel”- Ilave Communal Bank. With the first loan of S/. 500.00 new soles she bought more merchandise for her craft business and through this improve her income. She tells that since she was 43 years of age she has bought and sold embroideries on wool cloth to send them to Cusco. Due to this ability, 4 months ago she started with a business buying and selling cheeses, products which she sells to pizzerias in the same city where she also brings her crafts. Currently she works on both businesses.

With the loan that she is applying for of S/. 1200.00 new soles which she will repay in 3 installments, she will buy more cheeses in Juliaca to travel to the place mentioned previously.

“The loan that you provide us is of great help for our businesses” Maritza expresses very happily.

Her vision for the future is to live comfortably and secure her old age.

Translated from Spanish by Aimee Sostowski, Kiva Volunteer


Maritza tiene 47 años de edad, es casada y madre de 03 hijos, todos ya mayores (con familia) termino sus estudios superiores y trabaja en el Hospital de Ilave, vive en el Jr. Pumacahua Nº 184 – Puno.

Hace 01 año es socia del Banco Comunal “San Miguel”- Ilave, con el primer préstamo de S/. 500.00 nuevos soles compró mas mercadería para su negocio de artesanía, y así mejorar sus ingresos. Ella cuenta que desde los 43 años de edad compra y vende bordados en bayeta para enviarlos al Cusco. Debido a la competencia, inició hace 04 meses con el negocio de compra y venta de quesos, estos productos los vende en las Pizzerías de la misma ciudad donde lleva también su artesanía, Actualmente se dedica a ambos negocios.

Con el crédito que solicitara de S/. 1200.00 nuevos soles que pagará en 03 cuotas, comprará mas quesos en Juliaca para viajar al lugar antes mencionado.

“Es de gran ayuda el préstamo que nos brindan para nuestros negocios” manifiesta muy contenta, Maritza.

Su visión para el futuro es vivir con comodidad y asegurar su vejez

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Journal entries for Maritza Dalila Catacora Mirabal


Loan has been disbursed
 
Entrepreneur: Maritza Dalila Catacora Mirabal
Location: Ilave, El Collao - Puno, Peru

Thank you for your loan. It has been disbursed to Maritza Dalila Catacora Mirabal by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 3 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Ilave, El Collao - Puno, Peru
Nov 27, 2008
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Update on Maritza Dalila Catacora Mirabal
 
Entrepreneur: Maritza Dalila Catacora Mirabal
Location: Ilave, El Collao - Puno, Peru

Maritza Dalila Catacora Mirabal is a true entrepreneur. She has been working with the Community Bank, San Miguel, and the MFI, Manuela Ramos, for a little over a year and has taken advantage of the capital the bank provides and the opportunities she sees available.

Her oldest daughter, an economist, lives in Cusco, Peru, a town that thrives in tourism, and during visits with her daughter she realized that she could bring artesian goods from her town of Ilave and the surrounding area and sell the goods to stores in Cusco for a profit. After a few visits, she also noticed the demand for cheese and other food products used to make pizza, a favorite Peruvian dish in the Andes, and began buying and selling these products in the same fashion.

With her most recent loan of $400 she purchased these products and some material to sew baby sweaters and outfits, which she has been selling in Cusco as well. In addition to this work, Maritza Dalila works as a medical assistant at the local hospital. Her two younger daughters are in University and she feels very fortunate to be paying for their education. She hopes that one day she might purchase a small boutique in Cusco to sell her baby clothing and artesian goods.


Posted by Emily Sweeney from Ilave, El Collao - Puno, Peru
Mar 24, 2009
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Kiva Help Repayment Schedule for Maritza Dalila Catacora Mirabal

  Expected Repayments Actual Repayments Comments
February 2009 $133.33 $133.33 Repayment Received
March 2009 $133.33 $133.33 Repayment Received
April 2009 $133.34 $133.34 Repayment Received