Zubaida M.nazir's Group
Status: Paying Back - Delinquent
| $950.00 | Loan Amount |
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About the Group
| Group Name: | Zubaida M.nazir's Group |
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| Group Members: |
Zubaida M.nazir Naseem M.ashraf Najma M.akhtar Kosar Safdar Ali Jamila M.arshad |
| Location: | Arifwala, Pakistan |
| Activity: | Grocery Store |
About the Loan
| Loan Amount: | $950.00 |
|---|---|
| Loan Use: | To buy groceries for her husband's grocery shop |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Oct 29, 2008 |
| Date Disbursed: | Nov 12, 2008 |
| Date Funded: | Oct 29, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Asasah, a partner of Save the Children |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 27 months |
| Kiva Entrepreneurs: | 9322 |
| Total Loans: | $2,113,125 |
| Delinquency Rate: | 57.47% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Pakistan |
|---|---|
| Avg Annual Income: | $3,004.00 |
| Currency: | Pakistan Rupees (PKR) |
| Exchange Rate: | 81.4100 PKR = 1 USD |
Zubaida baji successfully repaid two previous loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy groceries for her husband’s grocery shop, which he has run for the past 5 years.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
The loan group includes four other members. Naseem baji wants a loan to buy wheat and corn to resell. Najma baji wants a loan to buy plastic utensils to resell. Kosar baji wants a loan to buy candies to sell in shops. Jamila baji wants a loan to buy groceries for her grocery shop.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Zubaida M.nazir's Group
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Loan has been disbursed
Location: Arifwala, Pakistan
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Posted by
from Arifwala, Pakistan
Nov 13, 2008 |
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Comment on this entry
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Repayment Schedule for Zubaida M.nazir's Group
Repayment Schedule for Zubaida M.nazir's Group
| Expected Repayments | Actual Repayments | Comments | |||
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| February 2009 | $79.17 | $79.17 |  Repayment Received
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| March 2009 | $79.17 | $79.17 | Repayment Received
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| April 2009 | $79.17 | $79.17 | Repayment Received
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| May 2009 | $79.17 | $79.17 | Repayment Received
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| June 2009 | $79.17 | $79.16 | Repayment Received
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| July 2009 | $79.17 | $79.17 | Repayment Received
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| August 2009 | $79.17 | $79.17 | Repayment Received
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| September 2009 | $79.17 | $0.00 |  Delinquent
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| October 2009 | $79.17 | $0.00 | Delinquent
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| November 2009 | $79.17 | $0.00 | Delinquent
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| December 2009 | $79.17 | Available Dec 1 | |||
| January 2010 | $79.13 | Available Jan 1 | |||
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