Laura Senith Garcia Ruiz


Status: Paid Back

$325.00   Loan Request
$325.00   Paid Back

About the Entrepreneur

Name: Laura Senith Garcia Ruiz
Location: Callería - Ucayali, Peru
Activity: Cosmetics Sales

About the Loan

Loan Amount: $325.00
Loan Use: Will buy fabrics, threads, ribbons, beauty products etc.
Repayment Term: 6 months - View details below
Lenders Repaid: Irregularly
Currency Exchange Loss: Covered
Date Listed: Nov 9, 2008
Date Disbursed: Nov 29, 2008
Date Funded:Nov 15, 2008
Loan Ended:Apr 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1228 PEN = 1 USD



Laura belongs to the "Vecinas Unidas" Communal Bank, located at Jr. Ucayali # 875, Calleria district, Coronel Portillo province, Ucayali department. She is 44 years old, married and the mother of 3 minor children who still depende on her. Her husband works as a Secondary Education professor. With the first loan that she received from Manuela Ramos (300 soles-Peruvian currency), Laura decided to invest it on selling clothes. She has been working with the Communal Bank for one year.


Currently, Laura is a Primary Education professor. Her business sells beauty products (EBEL) and she also makes hand towels. In the mornings, she works as a teacher and in the afternoons, she delivers her products and on her free time Laura works in making the hand towels.


With this 1000 soles (Peruvian currency) loan, which will be paid back in 4 months, she will buy 15 meters of terry cloth fabric, flaxen fabric, ribbons, threads, and beauty products. Thanks to the help from the Communal Bank and her effort, Lauras's business has improved and as a result she will have the opportunity to continue supporting her children.





Translated from Spanish by Maria Ramirez-Gregg, Kiva Volunteer


La señora Laura pertenece al Banco Comunal “Vecinas Unidas”, ubicado en el Jr. Ucayali Nº 875, distrito de Callería, provincia de Coronel Portillo, departamento de Ucayali. Tiene 44 años de edad, es madre de 3 hijos menores de edad que aún depende de ella, es casada y su esposo trabaja como profesor de Educación Secundaria. Con el primer préstamo que recibió de Manuela Ramos de S/. 300 decide invertir en la venta de ropa. Tiene un año trabajando con el Banco Comunal.

En la actualidad Laura es profesora de Educación Primaria. Su negocio es vender productos de belleza (EBEL) y confeccionar toallitas de mano “Lencería”. En las mañanas labora como docente, por las tardes reparte sus productos y en sus tiempos libres trabaja en su lencería.

Con este préstamo de S/. 1,000, el cual será pagado en 4 meses, comprará 15 metros de telas felpa, blondas, cintas, hilos y productos de bellezas.

Gracias a la ayuda del Banco Comunal y a su esfuerzo su negocio ha mejorado y por ende tendrá la oportunidad de seguir apoyando a sus hijos.

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Journal entries for Laura Senith Garcia Ruiz


Loan has been disbursed
 
Entrepreneur: Laura Senith Garcia Ruiz
Location: Callería - Ucayali, Peru

Thank you for your loan. It has been disbursed to Laura Senith Garcia Ruiz by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 4 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Callería - Ucayali, Peru
Nov 30, 2008
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Kiva Help Repayment Schedule for Laura Senith Garcia Ruiz

  Expected Repayments Actual Repayments Comments
February 2009 $81.25 $81.25 Repayment Received
March 2009 $81.25 $81.25 Repayment Received
May 2009 $162.50 $162.50 Repayment Received