Rohat Obidova


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Rohat Obidova
Location: Gissar, Tajikistan
Activity: Clothing Sales

About the Loan

Loan Amount: $1,200.00
Loan Use: To buy slippers
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Oct 31, 2008
Date Disbursed: Nov 14, 2008
Date Funded:Oct 31, 2008
Loan Ended:Jun 15, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4026 TJS = 1 USD



Rohat Obidova was born in 1956, she is married and has four children. Rohat started her own business selling slippers and has been doing it for thirteen years now. She sells women's clothing on the Muboriz market of the Gissar region. In her assortment of inventory there are pull-overs, tank-tops, undergarments, socks and handkerchiefs. There are also women's shoes and a large variety of slippers. With the arrival of autumn the demand for pull-overs and slippers grows. Rohat wants to update her inventory, increase circulation and make more profits. She buys the merchandise on the wholesale market Korvon and from suppliers from China. Rohat wants to receive a loan with the help of Kiva for the amount of 4000 somoni (USD$1,200) to buy slippers.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer


Обидова Рохат, 1956 года рождения, она замужем и у них 4 детей. Рохат начала свой бизнес с продажи тапочек. В бизнесе она вот уже 13 лет. Она торгует на рынке «Мубориз» Гисарского района женской одеждой. В ее ассортименте имеются джемпера, безрукавки, нижнее белье, наски, носовые платки. Также в продажи имеются женская обувь и большой ассортимент тапочек. С наступлением осени увеличивается спрос на джемпера и тапочки. Рохат хочет обновить свой товар, увеличить товарооборот и получить больше доходов. Покупает товар в оптовом рынке Корвон и у поставщиков из Китая.
Рохат хочет получить с помощью программы Кива займ в сумме 4000 сомони чтоб закупить тапочки.

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Journal entries for Rohat Obidova


Loan has been disbursed
 
Entrepreneur: Rohat Obidova
Location: Gissar, Tajikistan

Thank you for your loan. It has been disbursed to Rohat Obidova by MLF MicroInvest, a partner of ACDI/VOCA in Tajikistan. We are excited to watch this business grow. Over the next 6 months, MLF MicroInvest, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Gissar, Tajikistan
Nov 15, 2008
Comment on this entry

Journal Update
 
Entrepreneur: Rohat Obidova
Location: Gissar, Tajikistan

Thank you for supporting an entrepreneur in Tajikistan.

I'm excited to be writing you as the Kiva Fellow in northern Tajikistan. For the last few months, I have been working with Kiva's Field Partner, MLF MicroInvest visiting many Kiva entrepreneurs.

As you may know, all entrepreneur profiles on Kiva's website are posted by local Field Partners (microfinance institutions) like MicroInvest, which are organizations which lend to those without easy access to credit for purposes of sustaining or growing their businesses. In my time here I have had the opportunity to get to know MicroInvest's staff and its clients. Its ultimate mission is to enable its borrowers to achieve self-sufficiency through the development of their businesses.

But from what I have seen in my time here, MicroInvest's work isn't just about issuing loans. They also create a long-lasting, collaborative relationship with each client to address their financial needs and improve the household's standard of living.

One such relationship is with Oishahon who sells vegetables and herbs in the Isfara market. I met with her recently and she talked at length about her business. For the season she is stocking garlic, fennel, various teas, and hot peppers. The winter is a fairly slow time for green grocers and most of her business comes during the spring months.

We spent some time talking about her past career as a teacher of Tajik literature. She, like many others here, spoke fondly of Rudaki who was a poet in ancient Persia some 1,000 years ago. She also discussed her past career as a teacher of Tajik literature. She abandoned her teaching career back in 1991 when Tajikistan became independent from the USSR and salaries fell significantly. There are many other former teachers, doctors or factory workers here who have moved on to a business of their own as a means of sustaining themselves.

With customers hovering around her stand, I excused myself so she could conduct her business. She expressed her thanks to Kiva lenders and says her loan has allowed her to sustain her business through the lean winter months.

With over $1.3 million in loans to Kiva clients, MicroInvest serves many others like Oishahon throughout the country. From Kiva, MicroInvest and its borrowers, we thank you for supporting our work. To see support additional borrowers, please check:

http://www.kiva.org/app.php?page=businesses&partner_id=101&status=fundRaising&sortBy=New+to+Old&_te=mj


Posted by Jenny Boyd, Kiva Staff, from San Francisco, United States
Feb 5, 2009
Comments (62)

Kiva Help Repayment Schedule for Rohat Obidova

  Expected Repayments Actual Repayments Comments
February 2009 $200.00 $200.00 Repayment Received
March 2009 $200.00 $200.00 Repayment Received
April 2009 $200.00 $200.00 Repayment Received
May 2009 $200.00 $200.00 Repayment Received
June 2009 $200.00 $200.00 Repayment Received
July 2009 $200.00 $200.00 Repayment Received