Uzma Amjad's Group
Status: Paying Back - Delinquent
| $950.00 | Loan Amount |
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58% repaid
About the Group
| Group Name: | Uzma Amjad's Group |
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| Group Members: |
Uzma Amjad Razia Iqbal Nazia Bau Lal Shumaila Nazir Masih Abida Fayyaz Masih |
| Location: | Lahore, Pakistan |
| Activity: | Rickshaw |
About the Loan
| Loan Amount: | $950.00 |
|---|---|
| Loan Use: | To buy an auto-rickshaw (a local three-wheeled motor vehicle) |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Oct 23, 2008 |
| Date Disbursed: | Nov 7, 2008 |
| Date Funded: | Oct 24, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Asasah, a partner of Save the Children |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 27 months |
| Kiva Entrepreneurs: | 9322 |
| Total Loans: | $2,113,125 |
| Delinquency Rate: | 57.47% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Pakistan |
|---|---|
| Avg Annual Income: | $3,004.00 |
| Currency: | Pakistan Rupees (PKR) |
| Exchange Rate: | 80.8000 PKR = 1 USD |
Uzma baji is the wife of Mr. Amjad and lives in a small area named Bund Road of City Lahore, Pakistan. Uzma baji couldn’t get an education because her parents couldn’t bear the expenses of her education. She got married at the age of 19. Uzma baji’s husband is a driver and drives a rented auto-rickshaw (a local three-wheeled motor vehicle). He has been driving this for the last 5 years. Uzma baji herself is a housewife and prefers to do household work and take care of her husband. She is applying for a loan to buy her own auto-rickshaw (a local three-wheeled motor vehicle).
She is joined in her loan group by a few more members. Razia baji wants a loan to buy groceries for her grocery shop. Nazia baji wants a loan to buy an auto-rickshaw. Shumaila baji wants a loan to buy fresh flowers to make bouquets for reselling purposes. Abida baji wants a loan to expand her vegetable-selling business.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
She is joined in her loan group by a few more members. Razia baji wants a loan to buy groceries for her grocery shop. Nazia baji wants a loan to buy an auto-rickshaw. Shumaila baji wants a loan to buy fresh flowers to make bouquets for reselling purposes. Abida baji wants a loan to expand her vegetable-selling business.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Uzma Amjad's Group
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Loan has been disbursed
Location: Lahore, Pakistan
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Posted by
from Lahore, Pakistan
Nov 8, 2008 |
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Comment on this entry
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Repayment Schedule for Uzma Amjad's Group
Repayment Schedule for Uzma Amjad's Group
| Expected Repayments | Actual Repayments | Comments | |||
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| February 2009 | $79.17 | $79.17 |  Repayment Received
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| March 2009 | $79.17 | $79.17 | Repayment Received
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| April 2009 | $79.17 | $79.17 | Repayment Received
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| May 2009 | $79.17 | $79.17 | Repayment Received
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| June 2009 | $79.17 | $79.16 | Repayment Received
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| July 2009 | $79.17 | $79.17 | Repayment Received
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| August 2009 | $79.17 | $79.17 | Repayment Received
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| September 2009 | $79.17 | $0.00 |  Delinquent
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| October 2009 | $79.17 | $0.00 | Delinquent
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| November 2009 | $79.17 | $0.00 | Delinquent
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| December 2009 | $79.17 | Available Dec 1 | |||
| January 2010 | $79.13 | Available Jan 1 | |||
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