Hedy Valle Zacarias


Status: Paid Back

$175.00   Loan Request
$175.00   Paid Back

About the Entrepreneur

Name: Hedy Valle Zacarias
Location: Tarma, Peru
Activity: Restaurant

About the Loan

Loan Amount: $175.00
Loan Use: Purchase tables for her restaurant in order to improve its atmosphere
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Oct 23, 2008
Date Disbursed: Nov 6, 2008
Date Funded:Oct 23, 2008
Loan Ended:Aug 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0602 PEN = 1 USD



Hedy is a 23 year old widow with an 8 month old daughter. She is living with her mother who helps her with her business, a restaurant. She used to be a farmer but she gave it up because the seasons were not profitable enough. Since then, she has prepared food for people traveling over the Paucartambo bridge. Her mother helps her with the daily duties which include making breakfast, lunch, and dinner. They wake up at 4:00 a.m., go to bed at 11:00 p.m. and are very tired when their day ends. One of the biggest difficulties is the rise in cost of chicken because if they raised the menu prices, they would have no customers and would be left with the extra meals. Consequently, they only prepare 10 to 20 plates per day, earning back 50% of their investment. As a single woman, Hedy has to work in order to provide food and clothing to her daughter, and to offer her a prosperous future that includes the necessities for an education. With this loan, she thinks she will invest in glasses and new tables to provide more comfort for her customers.

Translated from Spanish by Brittany Thatcher, Kiva Volunteer


Hedy, a sus 23 años ha quedado viuda, con una niña de 8 meses, ahora está viviendo con su madre, que le apoya en este negocio del restaurante. Años atrás se dedicaba a la agricultura, pero dejó porque hay temporadas donde no es rentable, desde entonces, abastece de comida a los transeúntes del puente llamando Paucartambo. Trabaja en sociedad con su madre, para de ese modo puedan aliviarse el trabajo de todo el día desde; el desayuno, almuerzo y cena, se tiene que levantar a las 4 de la mañana y dormir a las 11 de la noche, por lo que terminan el día, muy cansadas. Una de las mayores dificultades es el alza en el precio del pollo, ya que no pueden elevar el precio del menú, porque no tendría clientes y se quedarían con la comida preparada, por ello, se limitan a preparar de 10 a 20 platos, ganando casi, el 50% de su inversión. Al quedarse sola, tiene que trabajar para la alimentación y vestimenta de su hija, y para ofrecerle un futuro próspero, cuando tenga necesidades de educación. Tiene en mente, invertir en la compra de vidrios para sus mesas, asimismo comprar un par de mesas, para darles comodidad a sus clientes.

Subscribe

Lenders to this entrepreneur

Dan Martell
Moncton, New Brunswick
Canada

Greg and Clare
Bradford, PA
United States

Ann Christin + Andreas
Essen,
Germany

Rickey
Harrisburg, IL
United States

Anonymous
St Kilda, Victoria
Australia

Sabrina
Scotch Plains, NJ
United States

philip
Evans, CO
United States



Top Lending Teams for this entrepreneur


LibriVox.org
Common Interest
10 Members

Spheric Technologies
Businesses
22 Members

Journal entries for Hedy Valle Zacarias


Loan has been disbursed
 
Entrepreneur: Hedy Valle Zacarias
Location: Tarma, Peru

Thank you for your loan. It has been disbursed to Hedy Valle Zacarias by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 8 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Tarma, Peru
Nov 7, 2008
Comment on this entry

Progresando con su negocio.
 
Entrepreneur: Hedy Valle Zacarias
Location: Tarma, Peru

Con el préstamo, Heidy tenía en mente abrir su restaurante pero no contaba con el fallecimiento de su madre que era el motor de su negocio, ante esto Heidy dejó de trabajar por un mes, pero los consejos y conocimientos que su madre en vida le decía la motivó a seguir adelante, retomando nuevamente su propósito. En lo próximo cambiará las mesas para darles mejor comodidad y un mejor servicio a sus clientes, mientras tanto ha contratado a una cocinera para que le apoye en el negocio y de este modo continuar trabajando. Heidy está muy agradecida por el préstamo solicitado ya que le ha servido para seguir progresando y poder cuidar a su pequeña hija.


Posted by Rozana Guevara Centeno from Tarma, Peru
Aug 20, 2009
Comment on this entry

Foto de Heidy en su restaurante.
 
Entrepreneur: Hedy Valle Zacarias
Location: Tarma, Peru

Posted by Rozana Guevara Centeno from Tarma, Peru
Aug 20, 2009
Comment on this entry

Kiva Help Repayment Schedule for Hedy Valle Zacarias

  Expected Repayments Actual Repayments Comments
February 2009 $21.88 $21.87 Repayment Received
March 2009 $21.88 $21.87 Repayment Received
April 2009 $21.88 $21.87 Repayment Received
May 2009 $21.88 $21.87 Repayment Received
June 2009 $21.88 $21.87 Repayment Received
July 2009 $21.88 $21.88 Repayment Received
August 2009 $21.88 $21.88 Repayment Received
September 2009 $21.84 $21.89 Repayment Received