Maribel Cruz Cruz


Status: Paid Back

$1,000.00   Loan Request
$1,000.00   Paid Back

About the Entrepreneur

Name: Maribel Cruz Cruz
Location: Yunguyo-puno, Peru
Activity: Retail

About the Loan

Loan Amount: $1,000.00
Loan Use: She wil buy large quantities of hot peppers and oregano.
Repayment Term: 6 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 1, 2008
Date Disbursed: Nov 15, 2008
Date Funded:Nov 1, 2008
Loan Ended:Mar 16, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0472 PEN = 1 USD



Maribel is 28 years old, studied pedagogy, is married and has two children (1 girl who is 4 years old and a son who is 1 year of age). She lives in at Jirón Bolognesi Nº 408 in the district and province of Yunguyo, Puno.

Since of the year 2006 she has been a member of the Communal Bank "Las Triunfadoras" in Acari. In the beginning, with the loan of S/.300 she bought groceries (sugar, rice, noodles, etc.). At 24 years old she formed her home and started to sell groceries. She bought the products in the city of Desaguadero and sold them in the city of Tacna. She currently works in the business of the of purchase and sale of hot peppers and oregano, which she brings from the city of Tacna (Ite, Sama) and sells in the city of Desaguadero on Fridays and on Sundays in Yunguyo.

With this loan of S/3,000, which will be repaid in 3 installments, she will buy 400 pounds of first quality hot peppers at S/. 360 for the first 100 pounds and 400 lbs of hot peppers of second quality at S/. 280 for each one hundred lbs. With the remainder she will buy oregano to sell them wholesale and retail in the city of Desaguadero.

Her vision is to build her house in the city of Yunguyo, open a wedding gift store and support her children so that they can go to study.

Translated from Spanish by Aimee Sostowski, Kiva Volunteer


Maribel cumplió 28 años de edad, estudió superior pedagógico, es casada y tiene 02 hijos (01 mujer de 04 años y 01 varón de 01 año de edad). Vive en el Jirón Bolognesi Nº 408 en el distrito y provincia de Yunguyo, Puno.

Desde el año 2006 integra el Banco Comunal “Las Triunfadoras” en Acari. En un inicio, con el crédito de S/.300 compró abarrotes (azúcar, arroz, fideos, etc.). A los 24 años de edad formó su hogar y empezó a vender abarrotes, compraba los productos en la ciudad de Desaguadero y los vendía en la ciudad de Tacna. Actualmente se dedica al negocio de compra y venta de ají y orégano, los cuales trae de la ciudad de Tacna (Ite, Sama) y los vende en la ciudad de Desaguadero los días viernes y los días domingos en Yunguyo.

Con este crédito de S/,3,000, el cual será cancelado en 03 cuotas, comprará 04 quintales de ají de primera calidad a S/. 360 cada quintal y 04 quintales de ají de segunda calidad a S/. 280 cada quintal y con el resto comprará orégano, para venderlos al por mayor y menor en la ciudad de Desaguadero.

Su visión es construir su casa en la ciudad de Yunguyo, instalar una tienda de regalos (matrimonios) y apoyar a sus hijos para que estudien.

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Journal entries for Maribel Cruz Cruz


Loan has been disbursed
 
Entrepreneur: Maribel Cruz Cruz
Location: Yunguyo-puno, Peru

Thank you for your loan. It has been disbursed to Maribel Cruz Cruz by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 3 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Yunguyo-puno, Peru
Nov 16, 2008
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Kiva Help Repayment Schedule for Maribel Cruz Cruz

  Expected Repayments Actual Repayments Comments
February 2009 $333.33 $333.33 Repayment Received
March 2009 $333.33 $333.33 Repayment Received
April 2009 $333.34 $333.34 Repayment Received