Niño Jesus Group

The community bank Niño Jesús is located in the community of Casa Blanca in the district of Acoria in the Department of Huancavelica. This community is in a livestock region (herds of sheep, cows, goats, mountain goats, and donkeys) and agriculture (potatoes, barley, and wheat). The women dress in bright colors, they have a beautiful landscape, and it is very cold.

Nica Paccori is married with 4 children. Her business is selling animals in the markets. Nica needs capital in order to grow her business. She wants to buy merino sheep that bring a good rate when sold. She wants to save in order to finish the repairs on her home.

Rosario Huamán is a widow and has 2 grown up children. Her business is a store that sells Tullpa (bar food), and also she sells wooden spoons, and when there are markets she sells sweets and meals. Previously, she only sold cheese and eggs; now she has grown her business. With her savings she buys clothing and helps her daughters who are single mothers.

Vicenta Rodrigo is married with 2 children. She learned to sell lollipops, and now she has a small store, that she is stocking with better merchandise thanks to the loans that she has gotten. Her dream is to see her children be professionals.

Translated from Spanish by Jessica Kaminsky, Kiva Volunteer

El bancomunal Niño Jesús, esta ubicado en la comunidad de Casa Blanca en el distrito de Acoria en el departamento de Huancavelica, esta comunidad es una zona ganadera (ganado ovino, vacuno, chivo, cabra y burros) y agricultura (papas – olluco, cebada, trigo), las señoras se visten multicolores, tiene hermosos paisajes, hace mucho frío.

Nica Paccori, es casada, tiene 4 hijos, su negocio es la venta de animales en las ferias, Nica necesita capital para incrementar su negocio, desea comprar ovejas merinos que son una buena raza para venderlas. Desea ahorrar para terminar con los arreglos de su casa.

Rosario Huamán, es viuda y tiene 2 hijos mayores, su negocio es una tienda de venta de Tullpa (cocinas de barro) también vende cucharas de palo, cuando hay ferias vende golosinas y comidas, antes solo se dedicaba a la venda de queso y huevo, ahora a incrementado su negocio, con sus ahorros se compra ropa y apoya a sus hijas que son madres solteras.

Vicenta Rodrigo, es casada tiene 2 hijos, aprendió a vender chupetes, ahora tiene una tiendecita, la que va surtiendo con mayor mercadería gracias a los prestamos que recibe, su sueño es ver a sus hijos profesionales,


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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