Beatrice James's Jumuiya Kiluvya Group

Status: Paid Back

$3,875.00		Loan Request
$3,875.00		Paid Back

About the Group

Group Name:	Beatrice James's Jumuiya Kiluvya Group
Group Members:	Mariam Hanyanga Asia Ramadhani Paula Shilole Rose Bulezi Rajabu M Mtibu Esther Nkya (not pictured) Zaituni Gamba Hossana Haule Jaqcline Mwakasala (not pictured) Joseph Kinyala Andrea Museti Beatrice James Noel Magawa Joseph Mkufya Georgina Chonya Madaiana Chonjo
Location:	Dar Es Salaam, Tanzania
Activity:	Phone Use Sales

About the Loan

Loan Amount:	$3,875.00
Loan Use:	To increase on stock of vouchers and sodas
Repayment Term:	6 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Oct 9, 2008
Date Disbursed:	Oct 23, 2008
Date Funded:	Oct 9, 2008
Loan Ended:	Mar 16, 2009

About the Field Partner

Field Partner:

Tujijenge Tanzania Ltd

Field Partner Risk Rating:

(Learn more)

Active

24 months

4029

$916,375

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Tanzania
Avg Annual Income:	$723.00
Currency:	Tanzania Shillings (TZS)
Exchange Rate:	1,204.4960 TZS = 1 USD

Beatrice James, age 42, is single with two children (ages 25 and 18). She has a business of selling vouchers which she started 3 years ago. She works from 7.30am to 7pm daily and is able to make a monthly profit of about $60.

In the past, Beatrice has taken out three previous loans from Tujijenge Tanzania to start selling sodas. She paid back her loans successfully. She hopes for a new loan to increase her stock of sodas and vouchers. Beatrice will share this loan with her group, Jumuiya Kuluvya, which totals 16 members. These members hold each other accountable in paying back their loans.

In the picture, Beatrice is second from right in a white blouse.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Tony
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Olof
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Journal entries for Beatrice James's Jumuiya Kiluvya Group

Loan has been disbursed Entrepreneur: Beatrice James's Jumuiya Kiluvya Group Location: Dar Es Salaam, Tanzania Thank you for your loan. It has been disbursed to the Beatrice James's Jumuiya Kiluvya group, consisting of Beatrice James, Andrea Museti, Joseph Kinyala, Jaqcline Mwakasala, Hossana Haule, Zaituni Gamba, Esther Nkya, Rajabu M Mtibu, Rose Bulezi, Paula Shilole, Asia Ramadhani, Mariam Hanyanga, Noel Magawa, Joseph Mkufya, Georgina Chonya, Madaiana Chonjo by Tujijenge Tanzania Ltd in Tanzania. We are excited to watch this business grow. Over the next 4 months, Tujijenge Tanzania Ltd will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Dar Es Salaam, Tanzania Oct 24, 2008
Comment on this entry

She so happy now! Entrepreneur: Beatrice James's Jumuiya Kiluvya Group Location: Dar Es Salaam, Tanzania Greetings from Tanzania! Thank you for supporting Beatrice James and the Kiluvya group. I am happy to report she is doing extremely well. With the loan she received, she purchased more vouchers and more sodas. As a result, her monthly profit rose to $90! Beatrice uses the additional profits to cover household expenses and to improve stock on her businesses. Beatrice and the Jumuiya Kiluvya group are very grateful for the loan and are thankful to every one who has supported them. To see other loans being fundraised by Tujijenge Tanzania, please click on the following link: http://www.kiva.org/app.php?page=businesses&partner_id=87&status=fundRaising&sortBy=New+to+Old&_tpg=fb
Posted by Rita Nyaborogo from Dar Es Salaam, Tanzania Mar 19, 2009
Comments (1)

Repayment Schedule for Beatrice James's Jumuiya Kiluvya Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
January 2009	$968.75	$968.75	Repayment Received
February 2009	$968.75	$968.75	Repayment Received
March 2009	$968.75	$968.75	Repayment Received
April 2009	$968.75	$968.75	Repayment Received