Clavel Group

The “Clavel” (Carnation) association has been working in conjunction with Pro-Mujer in Villa Adela for four years. Most of its members are married and have big families. They all have their own businesses. Some sell a variety of clothing and hosiery in the yungas—the Eastern part of the Andes Mountains. Flora, on the other hand, sells sandals, slippers, and bathroom tissue, while Naldy, Isabel, and Rossy run neighborhood general stores. They say that it is imperative that they have their own businesses because their husbands’ wages are insufficient to support their families, and their children grow more and more each day.
They need capital to purchase wholesale products so that they may earn bigger profits.

Translated from Spanish by Elizabeth Casian, Kiva Volunteer

La asociación “Clavel” trabaja junto a Pro-Mujer en el centro focal de Villa Adela hace cuatro años. En su mayoría son casadas y con familias numerosas. Todas se dedican al comercio;algunas de dedican a la venta de variedad de ropa y medias, que son comercializadas en los yungas,por otro lado, Flora vende sandalias, pantuflas y papel higiénico; Naldy, Isabel y Ross tienen tiendas de barrio. Cuentan que ahora es imprescindible que ellas tengan un negocio propio ya que los sueldos de sus esposos no son suficientes para mantener a sus familias, ya que las necesidades de sus niños crecen cada día más.
Necesitan de capital para comprar productos al por mayor, de esta manera sus ganancias serán mayores


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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