Isabel Alberto De Almendre

Isabel is married and has five girls, ages 23, 18, 17, 14 and 10. The oldest has a professional career and the second oldest is studying at the National University of Altiplano, in Puno. Isabel's third daughter is in high school, and her youngest is in grade school. Isabel finished grade school and lives in the the town of Acari, in the district and province of Yunguyo.

Isabel has been a member of the "Fe y Alegría" [Faith and Joy] Community Bank in the town of Acari, Yunguyo, since 2000. With her first loan of 300 soles [about US$100], she had enough capital to purchase additional merchandise (blue jeans). According to Isabel, she always has liked doing business. When she was nine years old, she sold bread and candies. By the age of 18 she was married, and, since then, has sold clothing (jeans and sweaters). She purchases these items in the city of Desaguadero and then sells them in the city of Tacna. She also makes money fattening cattle, which she buys at the Acora fair and sells in Yunguyo.

With this loan of 3,000 soles [US$1,025] -- which will be paid back in 3 installments -- Isabel has in her budget to buy one cow worth 2,000 soles, as well as 1,000 soles-worth of merchandise (clothing).

Isabel's goal is to buy a house in Lima. She also hopes her children obtain good jobs. In addition, she is thinking about buying a car (mini van) to take a trip with her family.

Translated from Spanish by Todd M. Anderson, Kiva Volunteer

Isabel es casada y tiene 05 hijas cuyas edades son de 23, 18, 17, 14 y 10 años de edad, la mayor es profesional y la segunda está estudiando en la Universidad Nacional del Altiplano, en Puno, la tercera se encuentra estudiando en el colegio y la última estudia en la escuela. Doña Isabel estudió primaria completa y vive en el Centro Poblado de Acari, distrito y provincia de Yunguyo.

Desde el año 2000 pertenece al Banco “Fe y Alegría” del Centro Poblado de Acari, Yunguyo. Con su primer crédito de S/.300 Nuevos Soles aumentó su capital para comprar más mercadería (pantalones jeans). Isabel manifiesta que siempre le gustó hacer negocio, desde los 09 años de edad vendía pan, caramelos y a los 18 años tuvo su pareja y desde entonces se dedica a la venta de ropa (pantalones jeans y chompas). Compra en la ciudad de Desaguadero y los comercializa en la ciudad de Tacna, a su vez se dedica al engorde de ganado vacuno, para lo cual compra en la feria de Acora y lo vende en Yunguyo.

Con este crédito de S/.3,000 Nuevos Soles, el cual será cancelado en 03 cuotas, tiene presupuestado comprar 01 vacuno con S/.2,000 y con S/.1,000 comprará más mercadería (ropa).

Su meta es comprar una casa en la ciudad de Lima y que sus hijos sean profesionales, también piensa comprar un carro (tipo combi) para ir de paseo con su familia.

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