Ni Nengah Karsini -

Status: Paid Back

$550
Loan Request
Disbursed : Oct 13, 2008
Listed: Sep 28, 2008
Funded: Sep 29, 2008
$550
Paid Back
Ended: Apr 17, 2009

About the Country

Country:Indonesia
Avg Annual Income:$4,458
Currency:Indonesia Rupiahs (IDR)
Exchange Rate:9,345.9674 IDR = 1 USD


About the Loan

Location: Melaya, Bali, Indonesia   Repayment Term: 8 months
(more info)
Activity: Pigs   Repayment Schedule: Monthly
Loan Use: to buy breeding pig (Membeli induk)   Currency Exchange Loss: Covered
      Default Protection: Not Covered
Ni Nengah Karsi is a mother of a 10 old kid. She is inspired by her neighbor's success in pig farming business. She wants to follow her neighbor's footstep so she can also improve her family's welfare.


She joined the DINARI Foundation program where she is raising piglets for a 6 month period. Her breeding pig is now having 5 piglets that she can sell for IDR 300 thousand (around USD 32)/ pig in 2 months time.


She really hopes to be able to improve her economic condition by joining this program.

Translated from Indonesian by Antonius Gunadi, Kiva Volunteer


Setiap orang pasti memiliki keinginan untuk mengubah standar kehidupannya menjadi lebih baik. Hal ini terjadi juga dalam kehidupan Ni Nengah Karsini, ibu dengan seorang anak yang saat ini berusia 10 tahun dan masih mengenyam pendidikan di Sekolah Dasar. Keinginan tersebut muncul setelah melihat keberhasilan tetangganya menjadi peternak babi setelah mendapat binaan dan bantuan dana dari Dinari dan Kiva. Walaupun tingkat pendidikan yang dimilikinya masih sangat rendah, namun semangat dan keinginannya untuk meningkatkan perekonomian keluarganya sangat besar. Ni Nengah Karsini memutuskan untuk bergabung dengan program Yayasan Dinari, khususnya program Ternak Babi yang periode pinjamannya selama 6 bulan dan pembayaran pinjaman pada akhir periode. Hal tersebut berdasarkan perhitungan masa pemeliharaan babi selama 4 – 5 bulan dan bulan ke 6, peternak sudah siap menjual babinya. Pinjaman yang didapatnya dipergunakan untuk membeli induk babi dan pakan. Ni Nengah Karsini berencana untuk menjual anak babi yang dipelihara selama 2 bulan. Induk babi yang sekarang sudah mempunyai 5 ekor anak dan 2 bulan ke depan bisa dijual dengan harga Rp. 300.000.- per ekor. Induk babi yang akan dibelinya akan dipersiapkan untuk masa panen berikutnya. Ni Nengah Karsini sangat bersyukur ia dapat bergabung dalam program ini dan ia pun bangga karena dapat memberi sumbangan untuk kebutuhan keluarganya.

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Journal entries for Ni Nengah Karsini -


Loan has been disbursed
 
Entrepreneur: Ni Nengah Karsini -
Location: Melaya, Bali, Indonesia

Thank you for your loan. It has been disbursed to Ni Nengah Karsini - by DINARI Foundation in Indonesia. We are excited to watch this business grow. Over the next 6 months, DINARI Foundation will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Melaya, Bali, Indonesia
Oct 13, 2008
Comment on this entry

be succes
 
Entrepreneur: Ni Nengah Karsini -
Location: Melaya, Bali, Indonesia

Ni Nengah Karsini finished repaid her loan. Although she's not have much profit from her bussines, but she greatfull because she get the loan and the most important thing is, she had a training from the staf of Dinari. So now she know more about pig breeder. She not have loan now, but maybe next time she will need again. She said thank for lenders, Kiva and Dinari.


Posted by Zeruya Lesmana from Melaya, Bali, Indonesia
Mar 30, 2009
Comment on this entry

Kiva Help Repayment Schedule for Ni Nengah Karsini -

  Expected Repayments Actual Repayments Comments
January 2009 $91.67 $91.67 Repayment Received
February 2009 $91.67 $0.00 Repayment Received
March 2009 $91.67 $183.33 Repayment Received
April 2009 $91.67 $0.00 Repayment Received
May 2009 $91.67 $275.00 Repayment Received
June 2009 $91.65 $0.00 Repayment Received