Galina Panochko


Status: Paid Back

$1,050.00   Loan Request
$1,050.00   Paid Back

About the Entrepreneur

Name: Galina Panochko
Location: Zhidachev, Ukraine
Activity: Food Market

About the Loan

Loan Amount: $1,050.00
Loan Use: To increase the range of goods.
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Sep 19, 2008
Date Disbursed: Oct 3, 2008
Date Funded:Sep 19, 2008
Loan Ended:Nov 15, 2009

About the Country

Country:Ukraine
Avg Annual Income:$8,000.00
Currency:Ukraine Hryvnia (UAH)
Exchange Rate:4.8534 UAH = 1 USD



Galina sells groceries in the local marketplace of Zhidachev where she lives with her family of four. She started working in the market as a salesperson. However, later she saw the benefits of being self-employed and decided to launch her own enterprise. Galina has been in this sphere of trade for five years. Currently, she has about $3000 in stock.


Galina is hoping to use the current loan of 5000 Grivnas ($US1050) to increase the assortment of her merchandise and boost her sales. Galina has gained much experience working in the sphere of commerce as a salesperson at first. Today she is happy to be self-employed and see her small enterprise grow and become more and more stable. Galina is hoping to use a portion of the proceeds she generates from higher sales to pay her son's college fees.


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Journal entries for Galina Panochko


Loan has been disbursed
 
Entrepreneur: Galina Panochko
Location: Zhidachev, Ukraine

Thank you for your loan. It has been disbursed to Galina Panochko by HOPE Ukraine/Nadiya, a partner of HOPE International in Ukraine. We are excited to watch this business grow. Over the next 12 months, HOPE Ukraine/Nadiya, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Olga Lutsenko from Zhidachev, Ukraine
Sep 22, 2008
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Kiva Help Repayment Schedule for Galina Panochko

  Expected Repayments Actual Repayments Comments
January 2009 $87.50 $87.50 Repayment Received
February 2009 $87.50 $87.50 Repayment Received
March 2009 $87.50 $87.50 Repayment Received
April 2009 $87.50 $87.50 Repayment Received
May 2009 $87.50 $87.50 Repayment Received
June 2009 $87.50 $87.50 Repayment Received
July 2009 $87.50 $87.50 Repayment Received
August 2009 $87.50 $87.50 Repayment Received
September 2009 $87.50 $87.50 Repayment Received
October 2009 $87.50 $87.50 Repayment Received
November 2009 $87.50 $87.50 Repayment Received
December 2009 $87.50 $87.50 Repayment Received