Hadjah Namuwawu's Group

Status: Paid Back

$575.00		Loan Request
$575.00		Paid Back

About the Group

Group Name:	Hadjah Namuwawu's Group
Group Members:	Amina Nalubega Margaret Nafnuka Teddy Nalwadda Hadjah Namuwawu
Location:	Kampala, Uganda
Activity:	Food Market

About the Loan

Loan Amount:	$575.00
Loan Use:	To incease stock in her business
Repayment Term:	8 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Sep 16, 2008
Date Disbursed:	Sep 30, 2008
Date Funded:	Sep 16, 2008
Loan Ended:	Apr 15, 2009

About the Field Partner

Field Partner:

Micro Credit for Development and Transformation SACCO (MCDT SACCO)

Field Partner Risk Rating:

(Learn more)

Pilot

20 months

2120

$475,050

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Uganda
Avg Annual Income:	$1,700.00
Currency:	Uganda Shillings (UGX)
Exchange Rate:	1,634.0000 UGX = 1 USD

Hadjah is the leader of a 4-member group. She is 55 years old and divorced with 6 children aged between 30 and 18 years. Two of her children go to school, and the rest are working. She stays with her brother who owns the home where she is staying with her school-going children. There are four people at home.

The family gets two meals a day. She resides and works in a semi-urban area which is in the outskirts of Kampala. Hadjah works in Kibuye market in one of the city suburbs and deals in bananas. Hadjah doesn't incur any extra transport costs because she gets them from her place of work. She works seven days a week.

Hadjah sells to an average of 20 customers a day and sells both small and large quantities depending on the customers' wishes. Her main expenses include school fees and medication plus daily market dues.

She has been with MCDT for four years and is servicing her twelfth loan with the same group mates. She wants to use this loan to increase the stock of her business. She aspires to educate her children up to university.
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About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

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Anonymous
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SCHC
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the Dies Family
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Cara Valentino
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Scott
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Tom
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Group 1
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Journal entries for Hadjah Namuwawu's Group

Loan has been disbursed Entrepreneur: Hadjah Namuwawu's Group Location: Kampala, Uganda Thank you for your loan. It has been disbursed to the Hadjah Namuwawu's Group group, consisting of Hadjah Namuwawu, Teddy Nalwadda, Margaret Nafnuka, Amina Nalubega by Micro Credit Development Trust SACCO (MCDT) in Uganda. We are excited to watch this business grow. Over the next 6 months, Micro Credit Development Trust SACCO (MCDT) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Kampala, Uganda Sep 30, 2008
Comment on this entry

JOURNAL Entrepreneur: Hadjah Namuwawu's Group Location: Kampala, Uganda Hadijah sells raw banana to earn a leaving .she used the loan she received from MCDT to increase on her stock the problem she faces while doing her business id that her bananas normally gets ripe before she sells thus making loses The reason why she chose this kind of business is because its what she could manage to do Since joining MCDT Hadijah has managed to attract more clients to her stall She has also managed to build on her savings Hadijah is now able to meet the basic needs of her family. she has also managed to improve on her housing She hopes to continue expanding on her business and she wants to one day be able to buy a plot of land and build a house.
Posted by Olivia Kayongo from Kampala, Uganda Feb 17, 2009
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Repayment Schedule for Hadjah Namuwawu's Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
December 2008	$95.83	$96.00	Repayment Received
January 2009	$95.83	$95.67	Repayment Received
February 2009	$95.83	$95.83	Repayment Received
March 2009	$95.83	$95.83	Repayment Received
April 2009	$95.83	$95.83	Repayment Received
May 2009	$95.85	$95.84	Repayment Received