Fozia M. Azam's Group
Status: Paying Back - Delinquent
| $675.00 | Loan Amount |
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About the Group
| Group Name: | Fozia M. Azam's Group |
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| Group Members: |
Rashidan M.hanif Shamim M.sharif Shamim Sardar Suraiya M.ameen Fozia M. Azam |
| Location: | Kasur, Pakistan |
| Activity: | Rickshaw |
About the Loan
| Loan Amount: | $675.00 |
|---|---|
| Loan Use: | To buy an auto-rickshaw (a local three-wheeled vehicle) |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Sep 10, 2008 |
| Date Disbursed: | Sep 24, 2008 |
| Date Funded: | Sep 10, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Asasah, a partner of Save the Children |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 27 months |
| Kiva Entrepreneurs: | 9322 |
| Total Loans: | $2,113,125 |
| Delinquency Rate: | 57.47% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Pakistan |
|---|---|
| Avg Annual Income: | $3,004.00 |
| Currency: | Pakistan Rupees (PKR) |
| Exchange Rate: | 76.5600 PKR = 1 USD |
Fozia baji's husband is a driver by profession. He has been driving a rented vehicle called an auto-rickshaw (a local three-wheeled vehicle) for the last 5 years. Fozia baji is a housewife and prefers to do household work. She is applying for a loan to buy an auto-rickshaw so they won't have to pay rent.
She is joined in her loan group by several more members. Suraiya baji and Shamim baji and Rashida baji each want a loan to buy an auto-rickshaw (a local three-wheeled vehicle). Shamim baji wants a loan to buy seasonal fruits to re-sell.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Fozia M. Azam's Group
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Loan has been disbursed
Location: Kasur, Pakistan
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Posted by
from Kasur, Pakistan
Sep 24, 2008 |
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Comment on this entry
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Repayment Schedule for Fozia M. Azam's Group
Repayment Schedule for Fozia M. Azam's Group
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2008 | $56.25 | $57.00 |  Repayment Received
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| January 2009 | $56.25 | $55.50 | Repayment Received
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| February 2009 | $56.25 | $56.25 | Repayment Received
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| March 2009 | $56.25 | $56.25 | Repayment Received
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| April 2009 | $56.25 | $56.25 | Repayment Received
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| May 2009 | $56.25 | $56.25 | Repayment Received
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| June 2009 | $56.25 | $56.25 | Repayment Received
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| July 2009 | $56.25 | $56.25 | Repayment Received
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| August 2009 | $56.25 | $56.25 | Repayment Received
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| September 2009 | $56.25 | $0.00 |  Delinquent
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| October 2009 | $56.25 | $0.00 | Delinquent
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| November 2009 | $56.25 | $0.00 | Delinquent
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