Cidlia Ramirez Tenazoa


Status: Paid Back

$450.00   Loan Request
$450.00   Paid Back

About the Entrepreneur

Name: Cidlia Ramirez Tenazoa
Location: San José De Sisa - San Martin, Peru
Activity: Cosmetics Sales

About the Loan

Loan Amount: $450.00
Loan Use: Buy talcs, deodorants, nail polishes, creams, glasses, etc.
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Sep 18, 2008
Date Disbursed: Oct 2, 2008
Date Funded:Sep 18, 2008
Loan Ended:Mar 16, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9925 PEN = 1 USD



Señora Cidlia is a member of the community bank "Corazon de Jesus" (Heart of Jesus). She lives in the region of San Martín, in the province of Dorado, and in the district of San José de Sisa. She is dedicated to the sales of office supplies, ornaments, and cell phones. She complements this business with the sales of cosmetics from the brand of Esika. She began with a capital of 300 Soles in a rented site and worked with just a table, chair, and a display case.

With the loan of 1300 Soles, which she will pay back in four months, she will buy talcs, deodorants, nail polishes, creams, dozens of glasses, cell phones, and other supplies that she needs to give her business a good boost and satisfy the needs of her clients.

Cidlia is 42 years old. She lives with her husband and has two children who are students and help her with the business. She is a friendly, positive, and hard working person. She thinks that there are no barriers if one has the desire to do things well and move forward. Her goal is to increase her business and buy a little house so that she won't have to pay to rent her business space and in this way be able to support her husband in meeting the household expenses.

Translated from Spanish by Jay Osborne, Kiva Volunteer


La señora Cidlia es socia del BC “CORAZON DE JESUS”, vive en la Región San Martín, Provincia del Dorado y distrito de San José de Sisa. Se dedica a la venta de útiles de oficina, adornos y celulares, complementa el negocio con la venta de cosméticos de la marca Esika. Se inició con un capital de S/. 300 en un local alquilado y sólo contaba con mesa, silla y una vitrina.

Con el préstamo de S/. 1,300 nuevos soles, el cual pagará en 04 meses, comprará colonias, talcos, desodorantes, esmaltes, cremas, lentes en docenas, celulares y otros útiles que necesita para surtir bien el negocio y contar con lo necesario para satisfacer las necesidades de sus clientes.

Cidlia tiene 42 años de edad, vive con su esposo y tiene dos hijos que son estudiantes, quienes la ayudan en atender el negocio. Es una persona amable, positiva y trabajadora. Piensa que no hay barreras si uno tiene las ganas de hacer las cosas bien y salir adelante. Su meta es surtir más el negocio y comprar una casita para que no pague local y así poder apoyar a su esposo en la economía de la casa.

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Journal entries for Cidlia Ramirez Tenazoa


Loan has been disbursed
 
Entrepreneur: Cidlia Ramirez Tenazoa
Location: San José De Sisa - San Martin, Peru

Thank you for your loan. It has been disbursed to Cidlia Ramirez Tenazoa by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 4 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from San José De Sisa - San Martin, Peru
Oct 3, 2008
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Loan update from Sisa, Peru - Cidlia Ramirez
 
Entrepreneur: Cidlia Ramirez Tenazoa
Location: San José De Sisa - San Martin, Peru

Entrepreneur: Cidlia Ramirez Tenazoa

Communal Bank: Corazon de Jesus

Location: San Jose de Sisa, San Martin - Peru

Loan amount: s/ 1300

Cidlia is 42 years-old and has two children, both of whom are going to school. She has a small store where she sells cell phones, school supplies, perfumes and jewelry. She buys these products from a local distributor who gives her good prices for the merchandise. Cidlia’s business is going well, her customer base is growing and she sees that her sales increase every day. She is proud to see her business grow in this way and to see her customers returning to buy what they need in her store.

Cidlia believes that the loans she has received have been an important source of support, both for the growth of her business and for her personal growth. She is happy that her clients pay her on time and come back to her store because of the good service she provides. In addition to having a small business, Cidlia works as a public servant at the Mayor's office. Her children help with the business after they come back from school so Cidlia can go to work.

Looking at the future, Cidlia wants to keep her business growing. One of her main goals is to enable her children to access higher education and become professionals. She believes that with the help of the income that her business generates, she will be able to offer her children a better future.


Posted by Diana Rodriguez from San José De Sisa - San Martin, Peru
Mar 17, 2009
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Kiva Help Repayment Schedule for Cidlia Ramirez Tenazoa

  Expected Repayments Actual Repayments Comments
January 2009 $112.50 $112.50 Repayment Received
February 2009 $112.50 $112.50 Repayment Received
March 2009 $112.50 $112.50 Repayment Received
April 2009 $112.50 $112.50 Repayment Received