Nguyen Thi Ngan


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Nguyen Thi Ngan
Location: Ninh Giang, Viet Nam
Activity: Agriculture

About the Loan

Loan Amount: $1,200.00
Loan Use: Raising
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Sep 13, 2008
Date Disbursed: Sep 27, 2008
Date Funded:Sep 13, 2008
Loan Ended:Nov 1, 2009

About the Country

Country:Viet Nam
Avg Annual Income:$725.00
Currency:Vietnam Dong (VND)
Exchange Rate:16,728.5000 VND = 1 USD



Before becoming a member of this organization, Ms. Ngan only source of income for her family was raising livestock and providing child care services. Her first loan was used as an investment in raising livestock, averaging in 500.000d/month. She saw a success with the loan she receive for her business. She was able to used the profits in which she made along with the help from friends and family to invest in buying a wheat processing machine to service the need of the people in her community. Presently, Ms. Ngan every day job is to process wheat and raise farm animals while her husband works in the construction field. The family’s income has been steady at 3.000.000d/month. She also received financial support from one of her children who lives in a another country. Besides paying off the loan in which she received from the organization, she is able to save some money for her family. This next loan she is requesting an amount of 20.000.000d to continue her business and raising farm animals.


Translated from Vietnamese by Lynn Nguyen, Kiva Volunteer


Trước khi tham gia vào Quỹ tình thương thu nhập của gia đình chị Ngân chủ yếu dựa vào chăn nuôi và trồng trọt. Với số vốn vay 2.000.000đ của vòng vốn đầu tiên khi tham gia vào Quỹ tình thương chị Ngân cũng sử dụng để đầu tư vào chăn nuôi cho thu nhập 500.000đ/ tháng. Sau một thời gian sử dụng vốn vay hiệu quả cùng với nguồn vốn huy động thêm từ anh em bạn bè gia đình chị đã đầu tư mua máy say sát gạo về phục vụ cho nhu cầu của người dân địa phương. Hiện nay công việc hàng ngày của chị Ngân là làm máy say sát và chăn nuôi còn chồng chị thì đi làm thợ xây. Với mức thu nhập ổn định 3.000.000đ /tháng và sự hỗ trợ của người con hiện đang lao động tại nước ngoài nên ngoài việc hoàn trả vốn cho Quỹ và chi tiêu trong gia đình anh chị còn tiết kiệm để tiếp tục đầu tư phát triển kinh tế gia đình. Vòng vốn tới chị mong muốn được vay 20.000.000đ để tiếp tục đầu tư cho kinh doanh và chăn nuôi.

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Journal entries for Nguyen Thi Ngan


Loan has been disbursed
 
Entrepreneur: Nguyen Thi Ngan
Location: Ninh Giang, Viet Nam

Thank you for your loan. It has been disbursed to Nguyen Thi Ngan by TYM Fund in Viet Nam. We are excited to watch this business grow. Over the next 12 months, TYM Fund will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Kiry Ponnak Pa from Ninh Giang, Viet Nam
Sep 16, 2008
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Kiva Help Repayment Schedule for Nguyen Thi Ngan

  Expected Repayments Actual Repayments Comments
December 2008 $100.00 $100.00 Repayment Received
January 2009 $100.00 $100.00 Repayment Received
February 2009 $100.00 $100.00 Repayment Received
March 2009 $100.00 $100.00 Repayment Received
April 2009 $100.00 $100.00 Repayment Received
May 2009 $100.00 $100.00 Repayment Received
June 2009 $100.00 $100.00 Repayment Received
July 2009 $100.00 $100.00 Repayment Received
August 2009 $100.00 $100.00 Repayment Received
September 2009 $100.00 $100.00 Repayment Received
October 2009 $100.00 $100.00 Repayment Received
November 2009 $100.00 $100.00 Repayment Received