Veronica Jessey
Status: Paid Back
| $700.00 | Loan Request | |
|---|---|---|
| $700.00 | Paid Back |
About the Entrepreneur
| Name: | Veronica Jessey |
|---|---|
| Location: | Cape Coast, Ghana |
| Activity: | Food Market |
About the Loan
| Loan Amount: | $700.00 |
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| Loan Use: | To buy more bags of rice and flour for resale |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Sep 6, 2008 |
| Date Disbursed: | Sep 20, 2008 |
| Date Funded: | Sep 6, 2008 |
| Loan Ended: | May 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.1470 GHS = 1 USD |
Veronica Jessey has been selling bags of rice, flour, and other foodstuffs at Asebu on the Cape Coast since 2000. Veronica has received a primary education, is married, and has 3 children. Her husband is a driver. She is responsible for paying the utility bills and her children's school fees. Her loan will be used to buy more bags of rice and flour for resale. She hopes to use the new profits from her business to assist her husband in building a family house.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Veronica Jessey
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Loan has been disbursed
Location: Cape Coast, Ghana
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Posted by
from Cape Coast, Ghana
Sep 21, 2008 |
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Comment on this entry
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Repayment Schedule for Veronica Jessey
Repayment Schedule for Veronica Jessey
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2008 | $100.00 | $100.00 |  Repayment Received
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| January 2009 | $100.00 | $100.00 | Repayment Received
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| February 2009 | $100.00 | $100.00 | Repayment Received
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| March 2009 | $100.00 | $100.00 | Repayment Received
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| April 2009 | $100.00 | $100.00 | Repayment Received
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| May 2009 | $100.00 | $100.00 | Repayment Received
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| June 2009 | $100.00 | $100.00 | Repayment Received
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