Esmeralda Muro Vela


Status: Paid Back

$700.00   Loan Request
$700.00   Paid Back

About the Entrepreneur

Name: Esmeralda Muro Vela
Location: Pucallpa, Peru
Activity: Liquor Store / Off-License

About the Loan

Loan Amount: $700.00
Loan Use: Build a space to store cases of beer, which she sells wholesale.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Sep 6, 2008
Date Disbursed: Sep 20, 2008
Date Funded:Sep 6, 2008
Loan Ended:Apr 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9365 PEN = 1 USD



Esmeralda, 31 years old, has 3 children. Two of them are students and the youngest is a baby. She lives with her husband who sells groceries wholesale and who helps her out whenever possible.


She is a determined and visionary woman. She sells beer wholesale (50 cases daily), a business which she runs from her home, working 24 hours a day. She has a select clientele (warehouses and bars) and she sells the product for cash or credit. What she likes about her work is selling and meeting many people. What is difficult for Esmeralda is that she does not have a secure area for storing her products.


She works to take care of daily expenses and for her children´s education.


She would like to build an adequate space in her home where she can store the beer. Later on she would like to have a distributorship, not only for beer but also for soft drinks.


Translated from Spanish by Molly Puglisi, Kiva volunteer.



Esmeralda, de 31 años, tiene 3 hijos, dos de ellos estudiantes y el último un bebe, ella vive junto a su esposo, quien es comerciante (vende abarrotes al por mayor) y la apoya en lo posible.


Ella es una mujer decidida y visionaria, se dedica a la venta de cerveza al por mayor (50 cajas diarias), negocio que instaló dentro de su vivienda, trabaja las 24 horas del día. Su clientela es selecta (bodegas y bares) y les deja su producto al crédito o al contado. Lo que le gusta de su trabajo es vender y socializa con mucha gente. Lo difícil para Esmeralda es no contar con un local seguro para almacenar sus productos.


Esta madre trabaja para solventar los gastos diarios y la educación de sus hijos.


Quiere mandar a construir un local adecuado en el interior de su vivienda, donde almacenará sus cervezas. Posteriormente quiere llegar a tener una distribuidora, no solo de cerveza, sino también de bebidas gasificadas.


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9 Members

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3 Members

Journal entries for Esmeralda Muro Vela


Loan has been disbursed
 
Entrepreneur: Esmeralda Muro Vela
Location: Pucallpa, Peru

Thank you for your loan. It has been disbursed to Esmeralda Muro Vela by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 6 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Pucallpa, Peru
Sep 21, 2008
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Kiva Help Repayment Schedule for Esmeralda Muro Vela

  Expected Repayments Actual Repayments Comments
December 2008 $116.67 $117.00 Repayment Received
January 2009 $116.67 $116.33 Repayment Received
February 2009 $116.67 $116.67 Repayment Received
March 2009 $116.67 $116.67 Repayment Received
April 2009 $116.67 $116.67 Repayment Received
May 2009 $116.65 $116.66 Repayment Received