Muyasar Aminova


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Muyasar Aminova
Location: Rudaki, Tajikistan
Activity: Cloth & Dressmaking Supplies

About the Loan

Loan Amount: $1,200.00
Loan Use: Purchase seasonal fabrics
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Sep 5, 2008
Date Disbursed: Sep 20, 2008
Date Funded:Sep 6, 2008
Loan Ended:Nov 14, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4180 TJS = 1 USD



Muyasar Aminova was born in 1960, she is divorced and has one child. She became an entrepreneur in 2001, when she started selling women’s clothing. She works at the “Pandzhsher” market in Dushanbe. Since she is a woman and knows a lot about fabrics, the business is easy for her. She has many customers, both regular customers and sewing shops. Her product assortment includes fabrics such as chiffon, silk, etc.



Muyasar purchases her products at wholesale markets. During wedding season she needs additional resources in order to increase her product assortment and quantity of products. She would like to take out a 4100 somoni ($1200) loan and will pay it back over 12 months.

Translated from Russian by Sabina Holzman, Kiva Volunteer


Аминова Муяссар 1960 года рождения, она разведена и у нее один ребенок. Свою предпринимательскую деятельность она начала в 2001 году, с продажи женской одежды. Она торгует на рынке «Пенчшер» города Душанбе. Так как она сама женщина и разбирается очень хорошо в тканях ей легко. У нее много клиентов, как обычные покупатели, так и швейные цеха. В его ассортименте имеются сейчас такие ткани как шифон, шелк, штапель и т.д.
Свой товар Муяссар закупает в оптовых рынках. В момент свадебных сезонов ей необходимы дополнительные средства для увеличения ассортимента и количество продаваемого товара. Для этого она хочет получить займ в сумме 4100 сомони и погасить его в течении года.

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Journal entries for Muyasar Aminova


Loan has been disbursed
 
Entrepreneur: Muyasar Aminova
Location: Rudaki, Tajikistan

Thank you for your loan. It has been disbursed to Muyasar Aminova by MLF MicroInvest, a partner of ACDI/VOCA in Tajikistan. We are excited to watch this business grow. Over the next 12 months, MLF MicroInvest, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Madina Umarova from Rudaki, Tajikistan
Sep 8, 2008
Comment on this entry

Journal Update
 
Entrepreneur: Muyasar Aminova
Location: Rudaki, Tajikistan

Thank you for supporting an entrepreneur in Tajikistan.

I'm excited to be writing you as the Kiva Fellow in northern Tajikistan. For the last few months, I have been working with Kiva's Field Partner, MLF MicroInvest visiting many Kiva entrepreneurs.

As you may know, all entrepreneur profiles on Kiva's website are posted by local Field Partners (microfinance institutions) like MicroInvest, which are organizations which lend to those without easy access to credit for purposes of sustaining or growing their businesses. In my time here I have had the opportunity to get to know MicroInvest's staff and its clients. Its ultimate mission is to enable its borrowers to achieve self-sufficiency through the development of their businesses.

But from what I have seen in my time here, MicroInvest's work isn't just about issuing loans. They also create a long-lasting, collaborative relationship with each client to address their financial needs and improve the household's standard of living.

One such relationship is with Oishahon who sells vegetables and herbs in the Isfara market. I met with her recently and she talked at length about her business. For the season she is stocking garlic, fennel, various teas, and hot peppers. The winter is a fairly slow time for green grocers and most of her business comes during the spring months.

We spent some time talking about her past career as a teacher of Tajik literature. She, like many others here, spoke fondly of Rudaki who was a poet in ancient Persia some 1,000 years ago. She also discussed her past career as a teacher of Tajik literature. She abandoned her teaching career back in 1991 when Tajikistan became independent from the USSR and salaries fell significantly. There are many other former teachers, doctors or factory workers here who have moved on to a business of their own as a means of sustaining themselves.

With customers hovering around her stand, I excused myself so she could conduct her business. She expressed her thanks to Kiva lenders and says her loan has allowed her to sustain her business through the lean winter months.

With over $1.3 million in loans to Kiva clients, MicroInvest serves many others like Oishahon throughout the country. From Kiva, MicroInvest and its borrowers, we thank you for supporting our work. To see support additional borrowers, please check:

http://www.kiva.org/app.php?page=businesses&partner_id=101&status=fundRaising&sortBy=New+to+Old&_te=mj


Posted by Jenny Boyd, Kiva Staff, from San Francisco, United States
Feb 5, 2009
Comments (62)

Kiva Help Repayment Schedule for Muyasar Aminova

  Expected Repayments Actual Repayments Comments
December 2008 $100.00 $100.00 Repayment Received
January 2009 $100.00 $100.00 Repayment Received
February 2009 $100.00 $100.00 Repayment Received
March 2009 $100.00 $100.00 Repayment Received
April 2009 $100.00 $100.00 Repayment Received
May 2009 $100.00 $100.00 Repayment Received
June 2009 $100.00 $100.00 Repayment Received
July 2009 $100.00 $100.00 Repayment Received
August 2009 $100.00 $100.00 Repayment Received
September 2009 $100.00 $100.00 Repayment Received
October 2009 $100.00 $100.00 Repayment Received
November 2009 $100.00 $100.00 Repayment Received