Maria, Victoria Y Elsa Group

Maria is 40 years old and married with 4 children. She sells chinca and crockery in the different fairs in the region. She works every day of the week, and buys her products in the city of Lima.

On the other hand, Victoria is 48 years old and married with 6 children. She travels to the different fairs in the region, where she buys grains that she later processes and sells to the merchants of the local markets in the city of Ayacucho.

Meanwhile, Elsa is 26 years old and lives with her 2 children and her life partner. She sells salchipapas, a popular fast food, in the entrance of her house at night and plans to start a new business selling clothing.

Maria, Victoria and Elsa need loans of 800 Peruvian soles each which will be invested in the purchase of cooking pots, plates, coffee cups, wheat, corn, pants and coordinated outfits for children. Maria, Victoria and Elsa dream of improving their homes, seeing their children become professionals and expanding their businesses.

Translated from Spanish by Erin Corcoran, Kiva volunteer.

Maria, Victoria y Elsa son socias del Banco Comunal Sarita.

Maria es casada, tiene 40 años y 4 hijos, Maria vende locería en las diferentes ferias de la región, actividad que realiza todos los días de la semana, sus productos los adquiere en la ciudad de Lima.

Por otro lado Victoria es casada, tiene 48 años y 6 hijos, Victoria viaja a las diferentes ferias de la región en donde compra cereales que luego los procesa y vende a comerciantes de los mercados de la ciudad de Ayacucho.

Mientras que Elsa es conviviente, tiene 26 años y 2 hijos, Elsa vende salchipapas por las noches en la puerta de su casa y tiene proyectado iniciar un nuevo negocio de venta de ropa.

Maria, Victoria y Elsa necesitan prestamos de 800 soles cada una dinero que será invertido en la compra de ollas, platos, tazas, trigo, maíz, pantalones y conjuntos de niños. Los sueños de Maria, Victoria y Elsa son mejorar su casa, que sus hijos sean profesionales y ampliar sus negocios.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more