Esperanza Group


Status: Paid Back

$3,175.00   Loan Request
$3,175.00   Paid Back

About the Group

Group Name: Esperanza Group
Group Members: Cira Gabriela Torres Tejada
Lucero Leyla Laura Cruz
Maria Daniela Lahor Urriolagoitia
Mercy Fernada Cavalotty Quintana V
Angela Reynaga Aranda
Margarita Pomacusi Romero
Julia Urmilla Ramirez
Victoria Meneses
Juana Mari SiÑanis Beltran
Milady Porco Flores
Filomena Rojas Chura
Wilson Vargas
Julia Rojas Espindola De
Shirley Mariela Viscarra Tejada
Francisca Bernal Gonzales De
Maria Antinieta Maras Castro De Pier
Janette Tejada La Fuente De
Isabel Morales Duran (not pictured)
Location: Sucre, Bolivia
Activity: Services

About the Loan

Loan Amount: $3,175.00
Loan Use: Capital for Operations
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Sep 5, 2008
Date Disbursed: Sep 19, 2008
Date Funded:Sep 5, 2008
Loan Ended:Apr 15, 2009

About the Country

Country:Bolivia
Avg Annual Income:$2,817.00
Currency:United States Dollars (USD)



Mrs. Jhanneth is the president and is married with two children, one who is 17 years old and the other is 23 years old. Her husband is Mr. Paulino, who is a typographer. She has sold clothing in the farmer’s market for the past five years. She is grateful to Agrocapital for the loan because it will bring more clothes and money from selling to her customers.


Maria sells Avon and Ebel products, Francisca sells vegetables, Shirley sells clothes, Julia sells food, Wilson is dedicated to public transportation, Filomena sells food, Milady sells Avon products, Juana sells potatoes, Vicxtori sells hamburgers, Julia sells coal, Margarita sells cosmetics, Angela sells food, Mercy sells clothes, Daniela and Lucero also sell cosmetics, Cira offers services, Isabel sells food.

Translated from Spanish by Helen Smith, Kiva volunteer.



La presidenta es la señora Jhanneth es casada y tiene dos hijos uno de 17 años y el otro de 23 años, el esposo es el señor Paulino, es tipógrafo. La señora se dedica a la venta de ropa en el mercado campesino ya hace cinco años. Y esta muy agradecida a Agrocapital por que el préstamo le servirá para traer más ropa pera la venta a sus clientes. Maria vende productos Avon y Ebel, Francisca vende verduras, shirley vende ropa, Julia vende comida, Wilson se dedica al transporte público, Filomena vende comida, Milady vende productos de Avon, Juana vende papa, vicxtori vende hamburguesas, Julia vende carbón, Margarita vende cosméticos, Angela vende comida, Mercy vende ropa, Daniela y Lucero también venden cosméticos, Cira ofrece servicios, Isabel vende comida.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more


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Journal entries for Esperanza Group


Loan has been disbursed
 
Entrepreneur: Esperanza Group
Location: Sucre, Bolivia

Thank you for your loan. It has been disbursed to the ESPERANZA group, consisting of Janette Tejada La Fuente De, Maria Antinieta Maras Castro De Pier, Francisca Bernal Gonzales De, Shirley Mariela Viscarra Tejada, Julia Rojas Espindola De, Wilson Vargas, Filomena Rojas Chura, Milady Porco Flores, Juana Mari SiÑanis Beltran, Victoria Meneses, Julia Urmilla Ramirez, Margarita Pomacusi Romero, Angela Reynaga Aranda, Mercy Fernada Cavalotty Quintana V, Maria Daniela Lahor Urriolagoitia, Lucero Leyla Laura Cruz, Cira Gabriela Torres Tejada, Isabel Morales Duran by Fundación Agrocapital, a partner of ACDI/VOCA in Bolivia. We are excited to watch this business grow. Over the next 6 months, Fundación Agrocapital, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Sucre, Bolivia
Sep 19, 2008
Comment on this entry

Update on your loan to Esperanza group in Bolivia
 
Entrepreneur: Esperanza Group
Location: Sucre, Bolivia

1) si ayudo en gran medida 2)mejoro sustancialmente 3) si hubieron algunos problemas que fueron resueltos por el banco 4) tienen pocas expectativas de un nuevo credito.

The loan helped the members of Esperanza a lot in their businesses, and they were able to improve their qualities of life a lot. There were a few problems which were resolved by the group. They have little expectations of taking out another loan.

Thanks lenders!


Posted by Nilima Achwal from Sucre, Bolivia
Aug 22, 2009
Comment on this entry

Kiva Help Repayment Schedule for Esperanza Group

  Expected Repayments Actual Repayments Comments
December 2008 $529.17 $530.00 Repayment Received
January 2009 $529.17 $528.34 Repayment Received
February 2009 $529.17 $529.17 Repayment Received
March 2009 $529.17 $529.17 Repayment Received
April 2009 $529.17 $529.17 Repayment Received
May 2009 $529.15 $529.15 Repayment Received