Gifty Hanson
Status: Paid Back
| $700.00 | Loan Request | |
|---|---|---|
| $700.00 | Paid Back |
About the Entrepreneur
| Name: | Gifty Hanson |
|---|---|
| Location: | Siwdo, Ghana |
| Activity: | Grocery Store |
About the Loan
| Loan Amount: | $700.00 |
|---|---|
| Loan Use: | Her loan will be used to buy more groceries for her shop. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 27, 2008 |
| Date Disbursed: | Sep 12, 2008 |
| Date Funded: | Aug 29, 2008 |
| Loan Ended: | May 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
|---|---|
| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.1566 GHS = 1 USD |
Gifty Hanson has been selling groceries like canned products, vegetable oil, rice, sugar, milk, and others at Siwdo since 2000. Gifty has received a junior high education. She is married and has 5 children. Her husband is a commercial driver. She is responsible for taking care of her children's financial needs. Her loan will be used to buy more groceries for her shop. She hopes to use the new profits from her business to complete the family house.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Gifty Hanson
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Loan has been disbursed
Location: Siwdo, Ghana
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Posted by
from Siwdo, Ghana
Sep 13, 2008 |
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Comment on this entry
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Repayment Schedule for Gifty Hanson
Repayment Schedule for Gifty Hanson
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2008 | $100.00 | $100.00 |  Repayment Received
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| January 2009 | $100.00 | $100.00 | Repayment Received
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| February 2009 | $100.00 | $100.00 | Repayment Received
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| March 2009 | $100.00 | $100.00 | Repayment Received
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| April 2009 | $100.00 | $100.00 | Repayment Received
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| May 2009 | $100.00 | $100.00 | Repayment Received
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| June 2009 | $100.00 | $100.00 | Repayment Received
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