Francisca Cobbena
Status: Refunded
| $875.00 | Loan Request |
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About the Entrepreneur
| Name: | Francisca Cobbena |
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| Location: | Abura, Ghana |
| Activity: | Food Market |
About the Loan
| Loan Amount: | $875.00 |
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| Loan Use: | Her loan will be used to expand her business. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 27, 2008 |
| Date Disbursed: | Sep 12, 2008 |
| Date Funded: | Aug 29, 2008 |
| Refund Date: | Dec 31, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.1566 GHS = 1 USD |
Francisca Cobbena has been selling yams, eggs, groundnuts, beans, and other food items at Abura since 2000. Francisca has received a senior high education. She is married and has 2 children. Her husband is a driver. She is responsible for paying the utility bills and her children's school fees. Her loan will be used to expand her business. She hopes to use the new profits from her business to re-invest in the sale of the items she trades in.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Common Interest
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Journal entries for Francisca Cobbena
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Loan has been disbursed
Location: Abura, Ghana
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Posted by
from Abura, Ghana
Sep 12, 2008 |
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Loan Refunded
Location: Abura, Ghana
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Posted by
Casey Albert from Abura, Ghana
Dec 31, 2008 |
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Comment on this entry
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Repayment Schedule for Francisca Cobbena
Repayment Schedule for Francisca Cobbena
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2008 | $125.00 | $125.00 |  Repayment Received
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| January 2009 | $125.01 | $125.00 | Repayment Received
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| February 2009 | $125.00 | $0.00 | Repayment Received
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| March 2009 | $125.00 | $0.00 | Repayment Received
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| April 2009 | $125.00 | $0.00 | Repayment Received
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| May 2009 | $125.01 | $0.00 | Repayment Received
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| June 2009 | $124.98 | $0.00 | Repayment Received
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