Dilmelith Rios Cordova

Status: Paid Back

$425.00		Loan Request
$425.00		Paid Back

About the Entrepreneur

Name:	Dilmelith Rios Cordova
Location:	Lamas - San Martín, Peru
Activity:	General Store

About the Loan

Loan Amount:	$425.00
Loan Use:	Purchase various grocery items / Compra de diversos artículos (abarrotes).
Repayment Term:	8 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Sep 3, 2008
Date Disbursed:	Sep 18, 2008
Date Funded:	Sep 4, 2008
Loan Ended:	Apr 15, 2009

About the Field Partner

Field Partner:

Manuela Ramos / CrediMUJER

Field Partner Risk Rating:

(Learn more)

Active

26 months

6121

$2,788,600

0.04%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Peru
Avg Annual Income:	$6,715.00
Currency:	Peru Nuevos Soles (PEN)
Exchange Rate:	2.9216 PEN = 1 USD

Dilmelith is a member of the Las Lemeñas Community Bank and lives in Lamas, Peru. She makes a living selling groceries at a post in the Lamas central market, generating daily income. The earnings help her and her husband support their two children's education, the motivation for starting her work. She also likes being in constant contact with friends and customers. With the $425, which she plans to repay with six months, she will purchase various grocery items such as: different brands of soap, toilet paper, canned fish, liters of oil, rice, sugar, bleach, detergents, and different brands and sizes of milk to satisfy her customers' demands.

Dilmelith is 37 years old and has two school-age children. She and her husband share responsibilities with the business. She has always been known as being a hard-working and responsible woman. Her goal for the future is to grow her business and sell and distribute products at wholesale.

Translated from Spanish by Marty Greenstein, Kiva volunteer

La señora Dilmelith es socia del Banco Comunal “Las Lameñas”, vive en la provincia y distrito de Lamas, departamento de San Martín se dedica a la venta de abarrotes en su puesto de venta que ella tiene en el mercado central de la ciudad de Lamas, generar sus ingresos diarios y las ganas de ayudar económicamente a su esposo para hacer estudiar a sus dos hijos, le motivó a iniciarse en el negocio, además le gusta estar en contacto permanente con sus amigos y clientes.

Con el crédito de S/.1200.00 que será pagado en 6 meses, comprará diversos abarrotes como: cajas de jabón por cada marca (marsella, bolívar, jumbo, etc.) papel higiénico en paquetes, conservas de pescado, aceite por litros, arroz, azúcar, lejía, detergentes, leche de diferentes marcas y tamaños, para ofertar a sus clientes.

Tiene 37 años, tiene 02 hijos quienes están estudiando, junto con su esposo comparten la atención en el negocio. Siempre se ha destacado por ser una mujer trabajadora y responsable con las labores asumidas, desea en el futuro ampliar su negocio, vender al por mayor, llegar a tener su distribuidora de estos productos.

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Journal entries for Dilmelith Rios Cordova

Loan has been disbursed Entrepreneur: Dilmelith Rios Cordova Location: Lamas - San Martín, Peru Thank you for your loan. It has been disbursed to Dilmelith Rios Cordova by Manuela Ramos / CrediMUJER in Peru. We are excited to watch this business grow. Over the next 6 months, Manuela Ramos / CrediMUJER will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Lamas - San Martín, Peru Sep 18, 2008
Comment on this entry

Loan update from Lamas, Peru - Dimelith Rios Cordova Entrepreneur: Dilmelith Rios Cordova Location: Lamas - San Martín, Peru Entrepreneur: Dimelith Rios Cordova Communal Bank: Las Lameñas Location: Lamas, San Martin – Peru Loan amount: 1,200 soles Dimelith owns a small stand at the Lamas central market where she sells all kinds of staple products. She shares the responsibilities of the business with her husband. She tends to customers early in the morning and then her husband takes over so she can go back home to take care of the children. Dimelith has two young children, an 11-year-old girl and a 3-year-old boy. With the loan of 1,200 soles, Dimelith stocked her business and bought a variety of products such as rice, oil, sugar, soap, cleaning products, shampoos, milk cartons, cookies and sweets. Her business is going well but sales have decreased during the school recess season, as it has happened for most merchants in the area. Dimelith and her husband are confident that sales will go back up again now that classes are starting. Dimelith feels like she has been able to improve her business with the loans she is taking out through Manuela Ramos/CrediMujer. She is thankful for being able to access credit because she feels like her business has grown since she started. Dimelith wants to expand her business. Ideally, she would like to have a locale that will allow her to sell the whole day because the central market closes at noon. Dimelith is also thinking about the future of her young children and her business is the medium that will allow her to support them now and in the future.
Posted by Diana Rodriguez from Lamas - San Martín, Peru Mar 19, 2009
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Repayment Schedule for Dilmelith Rios Cordova

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	Expected Repayments	Actual Repayments	Comments
December 2008	$70.83	$71.00	Repayment Received
January 2009	$70.83	$70.67	Repayment Received
February 2009	$70.83	$70.83	Repayment Received
March 2009	$70.83	$70.83	Repayment Received
April 2009	$70.83	$70.83	Repayment Received
May 2009	$70.85	$70.84	Repayment Received