Hosamoh Rahimova


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Hosamoh Rahimova
Location: Dushanbe, Tajikistan
Activity: Retail

About the Loan

Loan Amount: $1,200.00
Loan Use: Purchase of dried fruits
Repayment Term: 9 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Aug 28, 2008
Date Disbursed: Sep 12, 2008
Date Funded:Aug 29, 2008
Loan Ended:May 15, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4193 TJS = 1 USD



Hosamoh was born in 1971. She is divorced and has a son who is in the eighth grade. She started her business in 1998 by selling a small quantity of confectionary products in a small store that she rented. Now Hosamoh trades in a large assortment of candies, confectionary products, and dried fruits at the “Sakhobat” market in Dushanbe city. Her stock includes different candies from Russia and Turkey, gingerbread, dried apricots, raisins, walnuts, almonds, and pistachios, etc.. She buys goods from wholesalers such as “Safar-Center” in Dushanbe city as well as wholesale dealers from Khujand city. In the future, she wishes to buy a store. Having heard about Kiva’s lending programs, she decided to participate and take out a loan in the amount of 4100 somoni to expand her assortment of products.

Translated from Russian by Josh Machleder, Kiva Volunteer


Хосамох 1971 года рождения. Она разведена и у нее 1 сын, который учится в 8 классе. Свою предпринимательскую деятельность она начала в 1998 году с продажи небольшого количества кондитерских изделий в небольшом арендуемом магазине. Сейчас Хосамох торгует конфетами, кондитерскими изделиями и сухофруктами в большом ассортименте на рынке «Саховат» города Душанбе. В ее ассортименте разновидность конфет производства России и Турции, пряники, сушенные абрикосы, изюм, грецкие орехи, миндаль, фисташки и т.д. Свой товар закупает в оптовых магазинах «Сафар-Центр»-а города Душанбе и у оптовиков из города Худжанда. В дальнейшем хочет выкупить магазин.
Услышав о программе Кива решила участвовать и получить займ в сумме 4100 сомони для расширения товарооборота.

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Journal entries for Hosamoh Rahimova


Loan has been disbursed
 
Entrepreneur: Hosamoh Rahimova
Location: Dushanbe, Tajikistan

Thank you for your loan. It has been disbursed to Hosamoh Rahimova by MLF MicroInvest, a partner of ACDI/VOCA in Tajikistan. We are excited to watch this business grow. Over the next 7 months, MLF MicroInvest, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Madina Umarova from Dushanbe, Tajikistan
Sep 1, 2008
Comments (4)

Journal Update
 
Entrepreneur: Hosamoh Rahimova
Location: Dushanbe, Tajikistan

Thank you for supporting an entrepreneur in Tajikistan.

I'm excited to be writing you as the Kiva Fellow in northern Tajikistan. For the last few months, I have been working with Kiva's Field Partner, MLF MicroInvest visiting many Kiva entrepreneurs.

As you may know, all entrepreneur profiles on Kiva's website are posted by local Field Partners (microfinance institutions) like MicroInvest, which are organizations which lend to those without easy access to credit for purposes of sustaining or growing their businesses. In my time here I have had the opportunity to get to know MicroInvest's staff and its clients. Its ultimate mission is to enable its borrowers to achieve self-sufficiency through the development of their businesses.

But from what I have seen in my time here, MicroInvest's work isn't just about issuing loans. They also create a long-lasting, collaborative relationship with each client to address their financial needs and improve the household's standard of living.

One such relationship is with Oishahon who sells vegetables and herbs in the Isfara market. I met with her recently and she talked at length about her business. For the season she is stocking garlic, fennel, various teas, and hot peppers. The winter is a fairly slow time for green grocers and most of her business comes during the spring months.

We spent some time talking about her past career as a teacher of Tajik literature. She, like many others here, spoke fondly of Rudaki who was a poet in ancient Persia some 1,000 years ago. She also discussed her past career as a teacher of Tajik literature. She abandoned her teaching career back in 1991 when Tajikistan became independent from the USSR and salaries fell significantly. There are many other former teachers, doctors or factory workers here who have moved on to a business of their own as a means of sustaining themselves.

With customers hovering around her stand, I excused myself so she could conduct her business. She expressed her thanks to Kiva lenders and says her loan has allowed her to sustain her business through the lean winter months.

With over $1.3 million in loans to Kiva clients, MicroInvest serves many others like Oishahon throughout the country. From Kiva, MicroInvest and its borrowers, we thank you for supporting our work. To see support additional borrowers, please check:

http://www.kiva.org/app.php?page=businesses&partner_id=101&status=fundRaising&sortBy=New+to+Old&_te=mj


Posted by Jenny Boyd, Kiva Staff, from San Francisco, United States
Feb 5, 2009
Comments (62)

развитие бизнеса
 
Entrepreneur: Hosamoh Rahimova
Location: Dushanbe, Tajikistan

Хосамох Рахимова является активным клиентом. Ее новый товар это карамельки и печенья. Осенью планирует получить кредит на покупку шоколадных изделий.


Posted by Adiba Abduvohidova from Dushanbe, Tajikistan
Jul 14, 2009
Comment on this entry

Kiva Help Repayment Schedule for Hosamoh Rahimova

  Expected Repayments Actual Repayments Comments
December 2008 $171.43 $172.00 Repayment Received
January 2009 $171.43 $170.85 Repayment Received
February 2009 $171.43 $171.43 Repayment Received
March 2009 $171.43 $171.43 Repayment Received
April 2009 $171.43 $171.43 Repayment Received
May 2009 $171.43 $171.43 Repayment Received
June 2009 $171.42 $171.43 Repayment Received