Kenjabi Khabirova


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Kenjabi Khabirova
Location: Khujand, Tajikistan
Activity: Movie Tapes & DVDs

About the Loan

Loan Amount: $1,200.00
Loan Use: Purchase of music and video disks
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Aug 28, 2008
Date Disbursed: Sep 12, 2008
Date Funded:Aug 29, 2008
Loan Ended:Nov 14, 2009

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4193 TJS = 1 USD



Kenjabi, born in 1979, is divorced and has 3 children. She has her own business, which she began 5 years ago. She started it with sales of video cassettes and re-recording services. Now she sells video cassettes, video CDs, and DVDs in a store in Vahdat. Her products include the films and songs most in demand. Kenjabi's regular customers are happy with the range of goods she carries. She has one employee in addition to herself. A relative helps her and receives a bonus for disk sales. She brings the goods in from the Sadvarg Shopping Center. Beside disk sales, Kenjabi also provides xeroxing services.


With the help of KIVA, Kenjabi would like to receive a loan of 4100 somoni ($1200) in order to increase her sales turnover.

Translated from Russian by Anna Brown, Kiva Volunteer


Кенджаби, 1979 года рождения, она разведена и у нее 3 детей. У нее собственный бизнес, которую начала 5 лет назад. Кенджаби начала свой бизнес с проката видеокассет и услуг перезаписывания. Сейчас она торгует видеокассетами, VCD и DVD дисками в торговом магазине города Вахдат. У нее в продаже диски самых востребованных фильмов и песен. Частые клиенты Кенджаби довольны ассортиментом ее товаров. За свою деятельность она создала одно рабочее место. Ей помагает по работе ее родственник который получает бонусы от продажи дисков. Свой товар она привозит с торгового центра «Садбарг». Кроме продажи дисков Кенджаби предоставляет услуги ксерокопирования.
С помощью программы КИВА хочет получить займ на сумму 4100 сомони для увеличения своего товарооборота.

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Journal entries for Kenjabi Khabirova


Loan has been disbursed
 
Entrepreneur: Kenjabi Khabirova
Location: Khujand, Tajikistan

Thank you for your loan. It has been disbursed to Kenjabi Khabirova by MLF MicroInvest, a partner of ACDI/VOCA in Tajikistan. We are excited to watch this business grow. Over the next 12 months, MLF MicroInvest, a partner of ACDI/VOCA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Madina Umarova from Khujand, Tajikistan
Sep 1, 2008
Comment on this entry

Journal Update
 
Entrepreneur: Kenjabi Khabirova
Location: Khujand, Tajikistan

Thank you for supporting an entrepreneur in Tajikistan.

I'm excited to be writing you as the Kiva Fellow in northern Tajikistan. For the last few months, I have been working with Kiva's Field Partner, MLF MicroInvest visiting many Kiva entrepreneurs.

As you may know, all entrepreneur profiles on Kiva's website are posted by local Field Partners (microfinance institutions) like MicroInvest, which are organizations which lend to those without easy access to credit for purposes of sustaining or growing their businesses. In my time here I have had the opportunity to get to know MicroInvest's staff and its clients. Its ultimate mission is to enable its borrowers to achieve self-sufficiency through the development of their businesses.

But from what I have seen in my time here, MicroInvest's work isn't just about issuing loans. They also create a long-lasting, collaborative relationship with each client to address their financial needs and improve the household's standard of living.

One such relationship is with Oishahon who sells vegetables and herbs in the Isfara market. I met with her recently and she talked at length about her business. For the season she is stocking garlic, fennel, various teas, and hot peppers. The winter is a fairly slow time for green grocers and most of her business comes during the spring months.

We spent some time talking about her past career as a teacher of Tajik literature. She, like many others here, spoke fondly of Rudaki who was a poet in ancient Persia some 1,000 years ago. She also discussed her past career as a teacher of Tajik literature. She abandoned her teaching career back in 1991 when Tajikistan became independent from the USSR and salaries fell significantly. There are many other former teachers, doctors or factory workers here who have moved on to a business of their own as a means of sustaining themselves.

With customers hovering around her stand, I excused myself so she could conduct her business. She expressed her thanks to Kiva lenders and says her loan has allowed her to sustain her business through the lean winter months.

With over $1.3 million in loans to Kiva clients, MicroInvest serves many others like Oishahon throughout the country. From Kiva, MicroInvest and its borrowers, we thank you for supporting our work. To see support additional borrowers, please check:

http://www.kiva.org/app.php?page=businesses&partner_id=101&status=fundRaising&sortBy=New+to+Old&_te=mj


Posted by Jenny Boyd, Kiva Staff, from San Francisco, United States
Feb 5, 2009
Comments (62)

Кредит Замиры
 
Entrepreneur: Kenjabi Khabirova
Location: Khujand, Tajikistan

Замира Хомидова своевременно погашает кредит. Она получала кредит для расширения бизнеса. Теперь закупит канцелярские товары.


Posted by Adiba Abduvohidova from Khujand, Tajikistan
Jul 14, 2009
Comments (1)

Kiva Help Repayment Schedule for Kenjabi Khabirova

  Expected Repayments Actual Repayments Comments
December 2008 $100.00 $100.00 Repayment Received
January 2009 $100.00 $100.00 Repayment Received
February 2009 $100.00 $100.00 Repayment Received
March 2009 $100.00 $100.00 Repayment Received
April 2009 $100.00 $100.00 Repayment Received
May 2009 $100.00 $100.00 Repayment Received
June 2009 $100.00 $100.00 Repayment Received
July 2009 $100.00 $100.00 Repayment Received
August 2009 $100.00 $100.00 Repayment Received
September 2009 $100.00 $100.00 Repayment Received
October 2009 $100.00 $100.00 Repayment Received
November 2009 $100.00 $100.00 Repayment Received