Bilquis Mashooq Ali's Group

Bilquis baji is the wife of Mashooq Ali and a mother of ten children: four sons and six daughters. She lives in a small area of the city of Kasur, named Kot Radha Kishan,Pakistan. Bilquis baji owns a two room brick house and has been living in it for the last 34 years. Her older three sons work in a factory. Her husband is a loader. He loads the vegetables and transports them to the clients. Bilquis baji is a milk seller and has been in this profession for the last 30 years. She is applying for a loan to buy a buffalo to expand her milk business.

Bilquis baji is joined in her loan group by five other members. Asia baji wants a loan to buy groceries for her grocery shop. Shagufta baji wants a loan to buy iron rods which are used to construct the roofs of the houses. Samina baji wants a loan to buy clothes to resell. Razia baji and Rashidan baji each want a loan to expand their hair oil businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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