Riana Angaiyani


Status: Paid Back

$125.00   Loan Request
$125.00   Paid Back

About the Entrepreneur

Name: Riana Angaiyani
Location: Badung, Indonesia
Activity: Laundry

About the Loan

Loan Amount: $125.00
Loan Use: To purchase an additional washing machine and also to help her husband
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Aug 29, 2008
Date Disbursed: Sep 12, 2008
Date Funded:Aug 29, 2008
Loan Ended:Mar 18, 2009

About the Country

Country:Indonesia
Avg Annual Income:$4,458.00
Currency:Indonesia Rupiahs (IDR)
Exchange Rate:9,163.8514 IDR = 1 USD



28-year old Riana is the mother of two children, Kanza and Kelia. She offers laundry services as her business activity. She has been doing this for a number of years, relying on her washing machine and her iron as her tools/aids. Usually the customers who use her services are those pressed for time because they are busy working or because they don’t have maids, such as boarding school children or college students. Her activity is managed out of a rented house and her earnings are dependent on the volume of customers. Typically her daily turnover is Rp.20.000-Rp.40.000 (approx. US$2-$4). Her husband Handi works as a merchant, and his income helps to meet the household's needs. Riana really hopes to be given a loan to carry forward her laundry business and also help her husband in his efforts. Riana plans to use the earnings from her business to pay school fees for their two children. At this time the older child is already in elementary school.

Translated from Bahasa Indonesia by Aarati, Kiva volunteer.



Riana (28 tahun), adalah ibu dari 2 orang anak Kanza dan Keila. Kegiatan sehari-harinya adalah sebagai penyedia jasa cuci pakaian atau laundry. Usaha ini sudah dijalaninya selama beberapa tahun, dengan mengandalkan mesin cuci dan seterika sebagai alay bantunya. Biasanya pelanggan yang menggunkan ajasanya adalah mereka yang tidak memiliki waktu untuk mencuci karena terlalu sibuk bekerja atau tidak memiliki pembantu seperti anak kost atau mahasiswa. Usaha ini dijalaninya dirumah kontrakan dengan penghasilan yang tidak menentu tergantung banyaknya pelanggan. Biasanya berkisar Rp.20.000 – Rp.40.000 perhari. Pekerjaan suaminya Handi sebagai pedagang cukup membantu juga dalam memenuhi kebutuhan rumahnya. Riana sanagt mengahrapkan diberi pinjaman untuk menjalankan bisnis laundrynya dan juga membantu usaha suaminya. Penghasilan yang didapat rencananya dipakai untuk membayar biaya sekolah kedua anaknya. Saat ini anaknya yang sulung sudah duduk dibangku Sekolah Dasar.


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Lenders to this entrepreneur

Howard
Vence,
France

Bosi
Berlin, KivaFriends.org
Germany

Johan
VELSERBROEK, NH
Netherlands

chithra
brooklyn, NY
United States

Ricardo
a,
Brazil



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Journal entries for Riana Angaiyani


Loan has been disbursed
 
Entrepreneur: Riana Angaiyani
Location: Badung, Indonesia

Thank you for your loan. It has been disbursed to Riana Angaiyani by DINARI Foundation in Indonesia. We are excited to watch this business grow. Over the next 5 months, DINARI Foundation will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Badung, Indonesia
Sep 12, 2008
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Kiva Help Repayment Schedule for Riana Angaiyani

  Expected Repayments Actual Repayments Comments
December 2008 $25.00 $25.00 Repayment Received
January 2009 $25.00 $25.00 Repayment Received
February 2009 $25.00 $25.00 Repayment Received
March 2009 $25.00 $25.00 Repayment Received
April 2009 $25.00 $25.00 Repayment Received