Nery Dolores Serrano Centeno

Nery is an energetic person that works every day of the week as a high school teacher from 1:00 p.m. until 10:00 p.m. On Satudays, she goes to college in Managua to obtain her college degree and on Sundays she instructs from 8:00 a.m. until 4 p.m. She has 3 children, which study, 2 of them at the university (17 & 18 years old) and one that is on first grade. She has been married for 6 years and receives the support of her husband. She is asking for her 3rd loan which she will use to build the walls of a room and give more security and comfort to her children who are reaching adulthood. With the previous loans Mrs. Serrano was able to cover the bedrooms with plywood, but this time she wants to build concrete walls. She states that the loans have helped her very much and is the only way that they can get ahead because it is very difficult for them to save a certain amount of money to make the much needed home improvements.

Translated from Spanish by Maria Ramirez-Gregg, Kiva Volunteer

Nery es una persona muy esforzada que trabaja todos los días de la semana como profesora de secundaria desde la 1:00pm hasta las 10:00pm, los sábados estudia su licenciatura, en managua y los domingos da clase de 8:00am a 4:00pm; tiene 3 hijos, los cuales estudian, dos de ellos en la universidad (17y18 años) uno estudia el 1er. grado. Ella tiene 6 años de estar casada y recibe apoyo de su esposo, está solicitando su 3er. crédito el que utilizará para levantar las paredes de un cuarto y darle mayor seguridad y comodidad a sus hijos ya que están alcanzando la mayoria de edad. La profesora Serrano con los créditos anteriores logró forrar sus dormitorios con plycen, en esta oportunidad quiere hacer las paredes de concreto. Manifiesta que los créditos le han ayudado mucho y que los asalariados es de la única forma que pueden salir adelante porque se les hace muy difícil reunir una cierta cantidad de dinero para realizar las mejoras de su vivienda.


About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more

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