Hanifa Nansubuga’s Group

Hanifa works seven days a week in Owino market in the center of Kampala. It's one of the biggest markets downtown where she rents a space to sell second-hand men’s trousers, a trade she has handled for over 2 years. She started with second-hand shoes. She buys them from wholesale shops and uses porters to carry the bales on their heads to Owino market. There is a market for her merchandise, and she serves both men and women wholesale and retail.

Her main challenge is the rainy season, which makes storage of her trousers difficult because the stores fill with water. This also complicates movement to and from her stall as the ground is always covered with mud, thus reducing profits in this season. There is a risk of buying a bale full of substandard clothes, which are rejected, thus lowering profits. She sometimes fails to get proceeds for the goods that she sells on credit, due to lack of integrity on the part of her clients.

After being with MCDT for 4 years and repaying 8 loans, Hanifa boasts of improved standards of living like providing her family with 3 meals a day and expanded business and income. Her major aspiration is seeing her business grow bigger so that she earns more profits.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more