James Owiso
Status: Paying Back - Delinquent
| $450.00 | Loan Amount |
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About the Entrepreneur
| Name: | James Owiso |
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| Location: | Kibera Slums, Kenya |
| Activity: | General Store |
About the Loan
| Loan Amount: | $450.00 |
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| Loan Use: | Purchase stock |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Oct 1, 2008 |
| Date Disbursed: | Oct 15, 2008 |
| Date Funded: | Oct 1, 2008 |
About the Field Partner
About the Field Partner
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| Field Partner: | Action Now: Kenya (ANK) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Paused |
| Time On Kiva: | 33 months |
| Kiva Entrepreneurs: | 214 |
| Total Loans: | $127,300 |
| Delinquency Rate: | 55.14% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Kenya |
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| Avg Annual Income: | $1,445.00 |
| Currency: | Kenya Shillings (KES) |
| Exchange Rate: | 67.4000 KES = 1 USD |
Thankfully, the weighing machine has helped him a lot, since he doesn’t have to borrow a weighing machine like he used to. Also, he has attracted more customers due to his sincerity with the measurement of goods with the machine.
James has finished repaying his loan, and Action Now Kenya can testify that he has a good record in repaying his loan. Furthermore, he needed no remainders on his repayment date; and he has never defaulted.
For now James Owiso does not need the fridge because of the frequent blackouts in Kibera where he works. In Kibera, most of the power was disconnected due to illegal connection of power, so it will take a longer period before power is restored. James looks forward to getting an additional loan of Ksh.30,000. With this loan, he will be able to purchase stock for his shop, including items like utensils, blankets, stationery, etc. These are the items which are high in demand.
The repayment period is 12 months.
Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.
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Journal entries for James Owiso
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Loan has been disbursed
Location: Kibera Slums, Kenya
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Posted by
from Kibera Slums, Kenya
Oct 15, 2008 |
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Comments (1)
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Still going Strong!
Location: Kibera Slums, Kenya
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Posted by
Caroline Karoki from Kibera Slums, Kenya
Jan 24, 2009 |
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Comments (2)
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Update on Your Loan to an Action Now: Kenya Borrower
Location: Kibera Slums, Kenya
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Posted by
Benjamin Elberger, Kiva Staff, from San Francisco, United States
Apr 2, 2009 |
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Comments (21)
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Repayment Schedule for James Owiso
Repayment Schedule for James Owiso
| Expected Repayments | Actual Repayments | Comments | |||
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| January 2009 | $37.50 | $37.50 |  Repayment Received
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| February 2009 | $37.50 | $0.00 |  Delinquent
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| March 2009 | $37.50 | $0.00 | Delinquent
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| April 2009 | $37.50 | $0.00 | Delinquent
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| May 2009 | $37.50 | $0.00 | Delinquent
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| June 2009 | $37.50 | $0.00 | Delinquent
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| July 2009 | $37.50 | $0.00 | Delinquent
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| August 2009 | $37.50 | $0.00 | Delinquent
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| September 2009 | $37.50 | $0.00 | Delinquent
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| October 2009 | $37.50 | $0.00 | Delinquent
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| November 2009 | $37.50 | $0.00 | Delinquent
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| December 2009 | $37.50 | $3.23 | |||
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