Hermelinda Nelly
Status: Paid Back
| $475.00 | Loan Request | |
|---|---|---|
| $475.00 | Paid Back |
About the Entrepreneur
(For privacy reasons, the Field Partner has requested that last name be undisclosed)| Name: | Hermelinda Nelly |
|---|---|
| Location: | Huancayo, Peru |
| Activity: | Cosmetics Sales |
About the Loan
| Loan Amount: | $475.00 |
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| Loan Use: | To purchase cosmetics wholesale and to purchase a photocopier. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Aug 12, 2008 |
| Date Disbursed: | Sep 5, 2008 |
| Date Funded: | Aug 22, 2008 |
| Loan Ended: | Apr 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Microfinanzas Prisma |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 28 months |
| Kiva Entrepreneurs: | 6822 |
| Total Loans: | $3,325,625 |
| Delinquency Rate: | 0.01% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Peru |
|---|---|
| Avg Annual Income: | $6,715.00 |
| Currency: | Peru Nuevos Soles (PEN) |
| Exchange Rate: | 2.8350 PEN = 1 USD |
Hermelinda is 48 years old and she lives with her little girl of 10 years and her husband.
She has been selling cosmetics for 29 years, carrying the most prestigious brands. She started her business out of great need. At the time her first daughter required many financial investments, and since then she has kept up the business. She sells her products door to door so this way she might obtain the orders that she needs. The hardest part for her is to have to walk on rainy days. But that doesn't stop her and she just keeps going. She is working hard for her last daughter, so that she can continue attending school.
Hermelinda is requesting a loan in the amound of 1300 soles which she will use to purchase cosmetics wholesale and she wants to invest in another business. And for it, she needs to buy a photocopier.
Translated from Spanish by Erika Lindig, Kiva Volunteer.
Hermelinda tiene 48 años y vive en la actualidad al lado de su pequeña hija de 10 años y su esposo.
Desde hace más de 29 años que se dedica a la venta de cosméticos de las líneas más prestigiosas en belleza, lo hizo por necesidad, porque en aquella ocasión debido a su primera hija necesitaba bastantes recursos económicos, sigue dedicándose a ello, sale a ofrecer sus productos de casa en casa para que de esa manera pueda obtener los pedidos que necesita, lo más difícil para ella es tener que caminar en días de lluvia, pero eso no la detiene y sigue adelante. Ella trabaja para que su última hija pueda seguir con sus estudios.
Hermelinda solicita un préstamo de 1300 soles en que utilizará para la compra de cosméticos al por mayor, además desea invertir en otro negocio, comprar una fotocopiadora.
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Journal entries for Hermelinda Nelly
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Loan has been disbursed
Location: Huancayo, Peru
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Posted by
from Huancayo, Peru
Sep 6, 2008 |
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Comment on this entry
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Con la meta de un nuevo negocio
Location: Huancayo, Peru
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Posted by
Rozana Guevara Centeno from Huancayo, Peru
Feb 4, 2009 |
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Comment on this entry
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Repayment Schedule for Hermelinda Nelly
Repayment Schedule for Hermelinda Nelly
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2008 | $79.17 | $80.00 |  Repayment Received
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| January 2009 | $79.17 | $78.33 | Repayment Received
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| February 2009 | $79.17 | $79.17 | Repayment Received
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| March 2009 | $79.17 | $79.17 | Repayment Received
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| April 2009 | $79.17 | $79.17 | Repayment Received
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| May 2009 | $79.15 | $79.16 | Repayment Received
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