Carmen Adela


Status: Paid Back

$375.00   Loan Request
$375.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Carmen Adela
Location: Huancayo, Peru
Activity: Retail

About the Loan

Loan Amount: $375.00
Loan Use: Increase the selection of products for her business.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Aug 10, 2008
Date Disbursed: Aug 24, 2008
Date Funded:Aug 10, 2008
Loan Ended:Mar 16, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.8350 PEN = 1 USD



Carmen is 44 years old and lives with her 2 children. Because she was abused by her husband, she decided to separate. For the past 7 years she has sold spices, ranging from ones she grinds and packages to the most prestigious brands. With her friendly manner and quality products, she is able to make a satisfactory income. Every day she prepares the spices she grinds at home, working part time (in the morning) in the market and in the afternoon she can be with her children, who are her joy.


Her motivation and her efforts are focused on raising her two small children, every day she gives them her love and affection. Carmen is requesting a loan to buy goods wholesale so she can stock up her business. Her goal is for her business to have all of the products that meet her customers´ needs and in the future, to open up a branch.


Translated from Spanish by Molly Puglisi, Kiva volunteer.



Carmen tiene 44 años y vive con sus 2 hijos. Debido al maltrato de su esposo, decidió separarse de él. Se dedica a la venta de condimentos, desde licuados y envasados hasta de las más prestigiosas marcas, esto hace 7 años, con la amabilidad y productos de calidad que ofrece está generando satisfactorios ingresos. Cada día, prepara en su casa las especias que deben molerse, trabaja medio tiempo (por las mañanas) en el mercado, y por la tarde puede estar con sus hijos lo cual es su alegría.


Su motivo y esfuerzo se concentran en sostener a sus dos pequeños hijos, cada día les da de su amor y cariño.
Carmen solicita un préstamos para comprar mercadería al por mayor, así, implementar su puesto. Su meta es poder lograr que su negocio tenga todos los productos que satisfagan a sus clientes y en el futuro, abrir una sucursal.


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Lenders to this entrepreneur

Thea
East Victoria Park, Western Australia
Australia

Jen & Casey
Menlo Park, CA
United States

Amy
Dearborn, MI
United States

Tera
Cheyenne, WY
United States

Faith
Nederland, CO
United States

Peter
kivafriends.org, Brighton, England
United Kingdom

Senjen

United States

Håkan
Brämhult,
Sweden

Anonymous
Providence, RI
United States

Marilyn & John
Portland, OR
United States



Journal entries for Carmen Adela


Loan has been disbursed
 
Entrepreneur: Carmen Adela
Location: Huancayo, Peru

Thank you for your loan. It has been disbursed to Carmen Adela Gallardo Lolo by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 6 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Huancayo, Peru
Aug 24, 2008
Comment on this entry

Logró incrementar su mercadería
 
Entrepreneur: Carmen Adela
Location: Huancayo, Peru

Gracias al crédito, Carmen logró aumentar la mercadería de su puesto de condimentos, ahora vende algunos productos complementarios como huevos, leche y algunos condimentos procesados, esta ampliación le está favoreciendo para incrementar sus ingresos, ahorrar y adquirir su casa propia que tanto desea, donde pondrá un negocio que le sea rentable. Gracias a este préstamo, Carmen pudo crecer como negociante y considera que su trabajo dentro de su banco comunal tiene un futuro prometedor.


Posted by Rozana Guevara Centeno from Huancayo, Peru
Feb 4, 2009
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Kiva Help Repayment Schedule for Carmen Adela

  Expected Repayments Actual Repayments Comments
November 2008 $62.50 $63.00 Repayment Received
December 2008 $62.50 $62.00 Repayment Received
January 2009 $62.50 $62.50 Repayment Received
February 2009 $62.50 $62.50 Repayment Received
March 2009 $62.50 $62.50 Repayment Received
April 2009 $62.50 $62.50 Repayment Received