Nancy Wangari Muhiu

Nancy Muhiu is 53 years old and is married with 4 children. Besides her family, she also takes care of her late daughter’s 7 year-old child and her late sister’s 18 year-old child.

Nancy began her chicken-raising business in her home town of Ruai in 2006, which was her second business venture. Her first entrepreneurial project was selling waste cotton, which she did from 2000 to 2006. Success in the waste cotton business was hard to come by, however, since she encountered many obstacles, including stiff competition and an unreliable client base. Nancy learned a great deal from this first experience though, and is eager to apply her business knowledge to her growing chicken-rearing venture.

Of late, the Kariguri Store where Nancy sells her chickens has enjoyed marked improvements in its clientele base, and Nancy has more orders than she can fulfill. Because of this, she is seeking a loan of Ksh 70,000 to grow her business. She intends to use Ksh 18,000 to buy more chickens, 18,000 to buy feeding containers, 3000 Ksh for chicken medicine, Ksh 4000 for charcoal, Ksh 3000 for paraffin and Ksh 24,000 for chicken food.

Nancy is confident that once she receives a loan she will be able to build a more sustainable livelihood for her family. With the growth of her business and income, she also plans on building a proper chicken coop that is attached to her home, since, at present, her chickens are kept in one room of the house, leaving her family with less space. Nancy looks forward to the opportunity to serve her growing clientele through the increasing productivity of her business, and she thanks Kiva lenders in advance for their assistance. She intends to repay the loan in 12 months.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.